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Get Cheap Car Insurance in Upper Albany, Hartford, CT
We monitor insurance prices, helping the average driver in Upper Albany save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Upper Albany
The chart below shows the cheapest car insurance company in Upper Albany for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Upper Albany Insurer | Monthly Cost |
|---|---|
| Kemper | $96 |
| State Farm | $110 |
| Safeco Insurance | $112 |
| Travelers | $112 |
Savings for Every Kind of Upper Albany Driver
Based on our extensive insurance data, we know the average Upper Albany driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $790 per year by choosing the right vehicle insurance company. Some Upper Albany residents are paying out over $2,696 extra every year for auto insurance in Upper Albany. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Albany, Hartford, CT Savings / Yr. |
|---|---|
$790 |
|
$1,095 |
|
$761 |
|
$1,270 |
|
$2,990 |
|
$716 |
|
$1,204 |
Upper Albany Car Insurance vs. Hartford
People living in Upper Albany pay an average of 39.31% more than the typical driver in the state. The average driver in Upper Albany can expect to pay about $1,846 per year, or $2,696 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Upper Albany for most people.
Car Insurance Prices by Upper Albany Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Albany?
The map shows insurance prices in and around Upper Albany, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $312 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,804 to a low of $2,492. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Upper Albany.Pick the Best Car Insurance Company for You in Upper Albany
The best car insurance provider for most drivers in Upper Albany
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $790 over the average Upper Albany car insurance company.
The best car insurance provider for Upper Albany drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $1,095 over the competition.
The best car insurance company for Upper Albany drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $761 better than other car insurance companies.
The best auto insurance for Upper Albany drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,270 less each year.
The least expensive car insurance company for new and young drivers in Upper Albany
In Upper Albany, State Farm costs young drivers $2,990 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Albany
State Farm gave the largest car insurance discounts to married couples, averaging $716 saved each year compared to an average Upper Albany couple's premiums.
The cheapest car insurance in Upper Albany for drivers with bad credit
The best Upper Albany car insurance company for customer service
Recent price drops
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The cheapest large national provider in Upper Albany
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Upper Albany driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Albany, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Upper Albany
What Influences the Cost of Car Insurance in Upper Albany?
On average, car insurance in Upper Albany is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Albany are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Upper Albany is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Albany is $154 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clay Arsenal: Insurance costs 1.15% less
- Asylum Hill: Insurance costs 6.23% less
- North East: Insurance costs 1.26% less
- West End: Insurance costs 15.76% less
- Blue Hills: Insurance costs 7.01% less
- Downtown Hartford: Insurance costs 19.18% less
- Frog Hollow: Insurance costs 3.38% less
- Parkville: Insurance costs 4.97% less
- Sheldon Charter Oak: Insurance costs 4.82% less
- Barry Square: Insurance costs 5.68% less
Neighborhoods with Similar Populations
- Westside: Insurance costs 11.20% less
- North Main: Insurance costs 40.73% less
- South West: Insurance costs 10.91% less
- Smith Hill: Insurance costs 1.00% more
- Sayre Park: Insurance costs 46.22% less
- Roselawn: Insurance costs 50.78% less
- Pullman: Insurance costs 24.85% less
- Pueblo: Insurance costs 33.46% less
- Osgood: Insurance costs 53.04% less
- Oakland: Insurance costs 24.93% less