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Get Cheap Car Insurance in Hayward Highland, Hayward, CA
We monitor insurance prices, helping the average driver in Hayward Highland save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Hayward Highland
The chart below shows the cheapest car insurance company in Hayward Highland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Hayward Highland Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $60 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Hayward Highland Driver
Based on our extensive insurance data, we know the average Hayward Highland driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $681 per year by choosing the right vehicle insurance company. Some Hayward Highland residents are paying out over $2,131 extra every year for auto insurance in Hayward Highland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hayward Highland, Hayward, CA Savings / Yr. |
|---|---|
$681 |
|
$1,248 |
|
$987 |
|
$1,734 |
|
$890 |
|
$386 |
|
$0 |
Hayward Highland Car Insurance vs. Hayward
People living in Hayward Highland pay an average of 6.13% more than the typical driver in the state. The average driver in Hayward Highland can expect to pay about $998 per year, or $2,131 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Hayward Highland for most people.
Car Insurance Prices by Hayward Highland Neighborhood
Insurance Prices
Where is insurance cheapest within Hayward Highland?
The map shows insurance prices in and around Hayward Highland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $134 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,221 to a low of $2,087. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Hayward Highland.Pick the Best Car Insurance Company for You in Hayward Highland
The best car insurance provider for most drivers in Hayward Highland
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $681 over the average Hayward Highland car insurance company.
The best car insurance provider for Hayward Highland drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,248 over the competition.
The best car insurance company for Hayward Highland drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $987 better than other car insurance companies.
The best auto insurance for Hayward Highland drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,734 less each year.
The least expensive car insurance company for new and young drivers in Hayward Highland
In Hayward Highland, State Farm costs young drivers $890 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hayward Highland
Progressive gave the largest car insurance discounts to married couples, averaging $386 saved each year compared to an average Hayward Highland couple's premiums.
The cheapest car insurance in Hayward Highland for drivers with bad credit
The best Hayward Highland car insurance company for customer service
Nationwide was the best company for customer service in Hayward Highland according to the NAIC.
Recent price drops
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The cheapest large national provider in Hayward Highland
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Hayward Highland driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hayward Highland, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Hayward Highland
What Influences the Cost of Car Insurance in Hayward Highland?
On average, car insurance in Hayward Highland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hayward Highland is 45 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hayward Highland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Hayward Highland is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hayward Highland is $83 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mission-Garin: Insurance costs 4.36% more
- Mission-Foothill: Insurance costs 3.94% more
- Whitman-Mocine: Insurance costs 0.23% less
- Jackson Triangle: Insurance costs 5.91% more
- Upper B Street: Insurance costs 5.21% more
- Harder-Tennyson: Insurance costs 3.38% more
- Tennyson-Alquire: Insurance costs 2.72% more
- Fairway Park: Insurance costs 0.61% less
- Burbank-Hayward: Insurance costs 6.34% more
- Santa Clara Street: Insurance costs 3.47% more
Neighborhoods with Similar Populations
- West Sugar Creek: Insurance costs 33.04% less
- Jefferson Park: Insurance costs 13.61% less
- Addicks-Park ten: Insurance costs 10.42% less
- Lakeview: Insurance costs 57.86% more
- Lasalle: Insurance costs 35.34% more
- Govans: Insurance costs 17.13% more
- Glenwood: Insurance costs 19.71% more
- Foxhill: Insurance costs 42.14% less
- Corlett: Insurance costs 34.63% less
- Cooper Mountain Aloha South: Insurance costs 22.81% less