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Get Cheap Car Insurance in Lockmar Estates, Palm Bay, FL
We monitor insurance prices, helping the average driver in Lockmar Estates save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lockmar Estates
The chart below shows the cheapest car insurance company in Lockmar Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lockmar Estates Insurer | Monthly Cost |
|---|---|
| Geico | $123 |
| State Farm | $131 |
| Gainsco | $171 |
| Bristol West | $171 |
Savings for Every Kind of Lockmar Estates Driver
Based on our extensive insurance data, we know the average Lockmar Estates driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $755 per year by choosing the right vehicle insurance company. Some Lockmar Estates residents are paying out over $2,581 extra every year for auto insurance in Lockmar Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lockmar Estates, Palm Bay, FL Savings / Yr. |
|---|---|
$755 |
|
$1,109 |
|
$853 |
|
$844 |
|
$2,682 |
|
$733 |
|
$1,068 |
Lockmar Estates Car Insurance vs. Palm Bay
People living in Lockmar Estates pay an average of 2.31% less than the typical driver in the state. The average driver in Lockmar Estates can expect to pay about $2,356 per year, or $2,581 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lockmar Estates for most people.
Car Insurance Prices by Lockmar Estates Neighborhood
Insurance Prices
Where is insurance cheapest within Lockmar Estates?
The map shows insurance prices in and around Lockmar Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,603 to a low of $2,567. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Lockmar Estates.Pick the Best Car Insurance Company for You in Lockmar Estates
The best car insurance provider for most drivers in Lockmar Estates
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $755 over the average Lockmar Estates car insurance company.
The best car insurance provider for Lockmar Estates drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,109 over the competition.
The best car insurance company for Lockmar Estates drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $853 better than other car insurance companies.
The best auto insurance for Lockmar Estates drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $844 less each year.
The least expensive car insurance company for new and young drivers in Lockmar Estates
In Lockmar Estates, Geico costs young drivers $2,682 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lockmar Estates
Geico gave the largest car insurance discounts to married couples, averaging $733 saved each year compared to an average Lockmar Estates couple's premiums.
The cheapest car insurance in Lockmar Estates for drivers with bad credit
The best Lockmar Estates car insurance company for customer service
Allstate was the best company for customer service in Lockmar Estates according to the NAIC.
Recent price drops
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The cheapest large national provider in Lockmar Estates
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lockmar Estates driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lockmar Estates, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lockmar Estates
What Influences the Cost of Car Insurance in Lockmar Estates?
On average, car insurance in Lockmar Estates is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lockmar Estates is 31 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lockmar Estates are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lockmar Estates is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lockmar Estates is $196 per month for minimum coverage and $215 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Holiday Park: Insurance costs 2.09% less
- South Beach: Insurance costs 0.23% more
- Esprit: Insurance costs 6.70% more
- Cape Orl Estates: Insurance costs 2.09% less
- Raintree: Insurance costs 2.56% more
- Lake Nona: Insurance costs 6.94% less
- Avalon Park Village: Insurance costs 1.36% more
- Bal Bay: Insurance costs 5.77% less
- Avalon Park Northwest Village: Insurance costs 1.36% more
- Northlake Park at Lake Nona: Insurance costs 6.94% less
Neighborhoods with Similar Populations
- Lower Clinton Hill: Insurance costs 3.02% less
- Westinghouse: Insurance costs 46.45% less
- Kent Acres: Insurance costs 27.16% less
- West Leominster: Insurance costs 34.13% less
- Kinsmith: Insurance costs 44.56% less
- Kirkman South: Insurance costs 6.20% more
- West Gate: Insurance costs 47.11% less
- Verplanck: Insurance costs 17.28% less
- Van Wyck Brooks Historic District: Insurance costs 13.41% less
- Loma Linda: Insurance costs 19.26% less