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Get Cheap Car Insurance in Lakewood Ranch, Bradenton, FL
We monitor insurance prices, helping the average driver in Lakewood Ranch save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lakewood Ranch
The chart below shows the cheapest car insurance company in Lakewood Ranch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lakewood Ranch Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $159 |
| Bristol West | $159 |
Savings for Every Kind of Lakewood Ranch Driver
Based on our extensive insurance data, we know the average Lakewood Ranch driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $702 per year by choosing the right vehicle insurance company. Some Lakewood Ranch residents are paying out over $2,398 extra every year for auto insurance in Lakewood Ranch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakewood Ranch, Bradenton, FL Savings / Yr. |
|---|---|
$702 |
|
$1,030 |
|
$792 |
|
$784 |
|
$2,492 |
|
$681 |
|
$992 |
Lakewood Ranch Car Insurance vs. Bradenton
People living in Lakewood Ranch pay an average of 9.22% less than the typical driver in the state. The average driver in Lakewood Ranch can expect to pay about $2,190 per year, or $2,398 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lakewood Ranch for most people.
Car Insurance Prices by Lakewood Ranch Neighborhood
Insurance Prices
Where is insurance cheapest within Lakewood Ranch?
The map shows insurance prices in and around Lakewood Ranch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,508 to a low of $2,246. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Lakewood Ranch.Pick the Best Car Insurance Company for You in Lakewood Ranch
The best car insurance provider for most drivers in Lakewood Ranch
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $702 over the average Lakewood Ranch car insurance company.
The best car insurance provider for Lakewood Ranch drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,030 over the competition.
The best car insurance company for Lakewood Ranch drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $792 better than other car insurance companies.
The best auto insurance for Lakewood Ranch drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in Lakewood Ranch
In Lakewood Ranch, Geico costs young drivers $2,492 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakewood Ranch
Geico gave the largest car insurance discounts to married couples, averaging $681 saved each year compared to an average Lakewood Ranch couple's premiums.
The cheapest car insurance in Lakewood Ranch for drivers with bad credit
The best Lakewood Ranch car insurance company for customer service
Allstate was the best company for customer service in Lakewood Ranch according to the NAIC.
Recent price drops
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The cheapest large national provider in Lakewood Ranch
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lakewood Ranch driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakewood Ranch, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lakewood Ranch
What Influences the Cost of Car Insurance in Lakewood Ranch?
On average, car insurance in Lakewood Ranch is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakewood Ranch are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lakewood Ranch is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lakewood Ranch is $182 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- The Meadows: Insurance costs 0.63% less
- Samoset: Insurance costs 15.22% more
- Oneco: Insurance costs 9.01% more
- Amaryllis Park: Insurance costs 14.14% more
- Bayou Oaks: Insurance costs 15.85% more
- Park East: Insurance costs 12.43% more
- Downtown Bradenton: Insurance costs 12.89% more
- Bay Shore Gardens: Insurance costs 10.09% more
- Arlington Park: Insurance costs 2.46% more
- Cortez: Insurance costs 2.96% more
Neighborhoods with Similar Populations
- Sellwood-Moreland: Insurance costs 26.77% less
- North Boulder: Insurance costs 21.64% less
- North Broadway: Insurance costs 3.67% more
- North Burnet: Insurance costs 22.94% less
- North Central San Francisco: Insurance costs 9.01% less
- North Clairemont: Insurance costs 18.02% less
- Provincetowne: Insurance costs 43.49% less
- Riverside Park: Insurance costs 9.72% more
- salisbury: Insurance costs 40.95% less
- San Carlos: Insurance costs 18.31% less