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Get Cheap Car Insurance in North Broadway, Newark, NJ
We monitor insurance prices, helping the average driver in North Broadway save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in North Broadway
The chart below shows the cheapest car insurance company in North Broadway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| North Broadway Insurer | Monthly Cost |
|---|---|
| State Farm | $83 |
| Geico | $86 |
| Plymouth Rock Assurance | $105 |
| NJM | $125 |
Savings for Every Kind of North Broadway Driver
Based on our extensive insurance data, we know the average North Broadway driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $652 per year by choosing the right vehicle insurance company. Some North Broadway residents are paying out over $2,486 extra every year for auto insurance in North Broadway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Broadway, Newark, NJ Savings / Yr. |
|---|---|
$652 |
|
$1,209 |
|
$928 |
|
$801 |
|
$3,215 |
|
$627 |
|
$975 |
North Broadway Car Insurance vs. Newark
People living in North Broadway pay an average of 36.88% more than the typical driver in the state. The average driver in North Broadway can expect to pay about $1,482 per year, or $2,486 for full coverage.
Based on our analysis, Geico will be the cheapest provider in North Broadway for most people.
Car Insurance Prices by North Broadway Neighborhood
Insurance Prices
Where is insurance cheapest within North Broadway?
The map shows insurance prices in and around North Broadway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $503 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,623 to a low of $2,120. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of North Broadway.Pick the Best Car Insurance Company for You in North Broadway
The best car insurance provider for most drivers in North Broadway
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $652 over the average North Broadway car insurance company.
The best car insurance provider for North Broadway drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,209 over the competition.
The best car insurance company for North Broadway drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $928 better than other car insurance companies.
The best auto insurance for North Broadway drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in North Broadway
In North Broadway, Geico costs young drivers $3,215 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Broadway
Geico gave the largest car insurance discounts to married couples, averaging $627 saved each year compared to an average North Broadway couple's premiums.
The cheapest car insurance in North Broadway for drivers with bad credit
The best North Broadway car insurance company for customer service
Nationwide was the best company for customer service in North Broadway according to the NAIC.
Recent price drops
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The cheapest large national provider in North Broadway
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Broadway driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Broadway, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around North Broadway
What Influences the Cost of Car Insurance in North Broadway?
On average, car insurance in North Broadway is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Broadway is 40 minutes, which is about the national average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Broadway are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Broadway is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Broadway is $124 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Forest Hill: Insurance costs 0.64% less
- Mount Pleasant-Lower Broadway: Insurance costs 4.83% less
- Upper Roseville: Insurance costs 0.16% less
- Seventh Avenue: Insurance costs 1.21% less
- Lower Roseville: Insurance costs 0.36% less
- University Heights: Insurance costs 2.78% less
- Central Business District: Insurance costs 1.77% less
- Fairmuont: Insurance costs 0.93% less
- North Ironbound: Insurance costs 1.61% less
- Springfield-Belmont: Insurance costs 3.50% less
Neighborhoods with Similar Populations
- West Meadows: Insurance costs 17.30% more
- Cypress Park: Insurance costs 0.93% less
- Delmar Parkway: Insurance costs 9.09% less
- Desert Hills: Insurance costs 23.89% less
- Downtown Chula Vista: Insurance costs 13.35% less
- Dupont Circle: Insurance costs 12.63% less
- Dutchtown: Insurance costs 9.21% less
- East Forest: Insurance costs 42.88% less
- East San Diego: Insurance costs 12.03% less
- East Side-Bridgeport: Insurance costs 5.59% more