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Get Cheap Car Insurance in Lake Hills, Bellevue, WA
We monitor insurance prices, helping the average driver in Lake Hills save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Lake Hills
The chart below shows the cheapest car insurance company in Lake Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Lake Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $64 |
| Progressive | $71 |
| Geico | $77 |
Savings for Every Kind of Lake Hills Driver
Based on our extensive insurance data, we know the average Lake Hills driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $491 per year by choosing the right vehicle insurance company. Some Lake Hills residents are paying out over $1,677 extra every year for auto insurance in Lake Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Hills, Bellevue, WA Savings / Yr. |
|---|---|
$491 |
|
$867 |
|
$625 |
|
$473 |
|
$1,795 |
|
$339 |
|
$582 |
Lake Hills Car Insurance vs. Bellevue
People living in Lake Hills pay an average of 19.42% more than the typical driver in the state. The average driver in Lake Hills can expect to pay about $1,008 per year, or $1,677 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lake Hills for most people.
Car Insurance Prices by Lake Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Hills?
The map shows insurance prices in and around Lake Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $222 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,792 to a low of $1,570. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Lake Hills.Pick the Best Car Insurance Company for You in Lake Hills
The best car insurance provider for most drivers in Lake Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $491 over the average Lake Hills car insurance company.
The best car insurance provider for Lake Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $867 over the competition.
The best car insurance company for Lake Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $625 better than other car insurance companies.
The best auto insurance for Lake Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $473 less each year.
The least expensive car insurance company for new and young drivers in Lake Hills
In Lake Hills, State Farm costs young drivers $1,795 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Hills
State Farm gave the largest car insurance discounts to married couples, averaging $339 saved each year compared to an average Lake Hills couple's premiums.
The cheapest car insurance in Lake Hills for drivers with bad credit
The best Lake Hills car insurance company for customer service
Nationwide was the best company for customer service in Lake Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lake Hills driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Hills, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Lake Hills
What Influences the Cost of Car Insurance in Lake Hills?
On average, car insurance in Lake Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lake Hills is 32 minutes, which is about the national average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Hills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lake Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Hills is $84 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crossroads: Insurance costs 0.66% more
- Wilburton: Insurance costs 3.58% less
- Overlake: Insurance costs 0.54% less
- West Lake Sammamish: Insurance costs 6.26% less
- Tam O'shanter: Insurance costs 5.96% less
- Woodbridge: Insurance costs 1.31% less
- Interlake: Insurance costs 4.47% less
- Eastgate: Insurance costs 2.56% less
- Idylwood: Insurance costs 3.82% less
- Factoria: Insurance costs 3.52% less
Neighborhoods with Similar Populations
- Archer Heights: Insurance costs 16.88% more
- Radnor-Ft Myer Heights: Insurance costs 17.77% less
- North Plymouth: Insurance costs 1.19% less
- North Shores: Insurance costs 95.89% more
- North Stamford: Insurance costs 22.84% more
- Northwest Corpus Christi: Insurance costs 1.79% more
- Okolona: Insurance costs 33.09% more
- Otay Mesa West: Insurance costs 22.42% more
- Pine Grove: Insurance costs 9.72% more
- Pleasant Valley: Insurance costs 13.24% less