Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Provo South, Provo, UT
We monitor insurance prices, helping the average driver in Provo South save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Provo South
The chart below shows the cheapest car insurance company in Provo South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Provo South Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $52 |
| Auto-Owners Insurance | $53 |
| Travelers | $61 |
| State Farm | $63 |
Savings for Every Kind of Provo South Driver
Based on our extensive insurance data, we know the average Provo South driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $443 per year by choosing the right vehicle insurance company. Some Provo South residents are paying out over $1,443 extra every year for auto insurance in Provo South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Provo South, Provo, UT Savings / Yr. |
|---|---|
$443 |
|
$807 |
|
$646 |
|
$814 |
|
$2,139 |
|
$233 |
|
$932 |
Provo South Car Insurance vs. Provo
People living in Provo South pay an average of 1.42% more than the typical driver in the state. The average driver in Provo South can expect to pay about $801 per year, or $1,443 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Provo South for most people.
Car Insurance Prices by Provo South Neighborhood
Insurance Prices
Where is insurance cheapest within Provo South?
The map shows insurance prices in and around Provo South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $85 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,470 to a low of $1,385. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Provo South.Pick the Best Car Insurance Company for You in Provo South
The best car insurance provider for most drivers in Provo South
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $443 over the average Provo South car insurance company.
The best car insurance provider for Provo South drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $807 over the competition.
The best car insurance company for Provo South drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $646 better than other car insurance companies.
The best auto insurance for Provo South drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $814 less each year.
The least expensive car insurance company for new and young drivers in Provo South
In Provo South, Bear River Mutual costs young drivers $2,139 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Provo South
Progressive gave the largest car insurance discounts to married couples, averaging $233 saved each year compared to an average Provo South couple's premiums.
The cheapest car insurance in Provo South for drivers with bad credit
The best Provo South car insurance company for customer service
Nationwide was the best company for customer service in Provo South according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Provo South, which was better than other insurers.
The cheapest large national provider in Provo South
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Provo South driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Provo South, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Provo South
What Influences the Cost of Car Insurance in Provo South?
On average, car insurance in Provo South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Provo South are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Provo South is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Provo South is $67 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Provost: Insurance costs 0.21% less
- Tree Streets: Insurance costs 0.97% less
- Franklin South: Insurance costs 3.53% more
- Joaquin: Insurance costs 0.14% less
- North Park: Insurance costs 0.35% less
- Dixon: Insurance costs 2.98% more
- Carterville: Insurance costs 0.69% more
- Lakeview North: Insurance costs 0.07% less
- Westmore: Insurance costs 4.30% less
- Lakeview: Insurance costs 0.14% less
Neighborhoods with Similar Populations
- Wildwood: Insurance costs 8.59% less
- Westminster Historic District: Insurance costs 21.21% more
- Grand Lake: Insurance costs 53.92% more
- Genesee Moselle: Insurance costs 110.67% more
- Genesee-Jefferson: Insurance costs 106.58% more
- Gardenland: Insurance costs 55.23% more
- Forest Ridge-Quail Hollow: Insurance costs 18.30% less
- Whiteaker: Insurance costs 10.12% more
- Fern Bluff: Insurance costs 19.61% more
- Feldheym: Insurance costs 63.76% more