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Get Cheap Car Insurance in Joaquin, Provo, UT
We monitor insurance prices, helping the average driver in Joaquin save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Joaquin
The chart below shows the cheapest car insurance company in Joaquin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Joaquin Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $52 |
| Auto-Owners Insurance | $52 |
| Travelers | $61 |
| State Farm | $63 |
Savings for Every Kind of Joaquin Driver
Based on our extensive insurance data, we know the average Joaquin driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $443 per year by choosing the right vehicle insurance company. Some Joaquin residents are paying out over $1,441 extra every year for auto insurance in Joaquin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Joaquin, Provo, UT Savings / Yr. |
|---|---|
$443 |
|
$806 |
|
$645 |
|
$813 |
|
$2,136 |
|
$233 |
|
$931 |
Joaquin Car Insurance vs. Provo
People living in Joaquin pay an average of 1.27% more than the typical driver in the state. The average driver in Joaquin can expect to pay about $800 per year, or $1,441 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Joaquin for most people.
Car Insurance Prices by Joaquin Neighborhood
Insurance Prices
Where is insurance cheapest within Joaquin?
The map shows insurance prices in and around Joaquin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,518 to a low of $1,407. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Joaquin.Pick the Best Car Insurance Company for You in Joaquin
The best car insurance provider for most drivers in Joaquin
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $443 over the average Joaquin car insurance company.
The best car insurance provider for Joaquin drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $806 over the competition.
The best car insurance company for Joaquin drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $645 better than other car insurance companies.
The best auto insurance for Joaquin drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $813 less each year.
The least expensive car insurance company for new and young drivers in Joaquin
In Joaquin, Bear River Mutual costs young drivers $2,136 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Joaquin
Progressive gave the largest car insurance discounts to married couples, averaging $233 saved each year compared to an average Joaquin couple's premiums.
The cheapest car insurance in Joaquin for drivers with bad credit
The best Joaquin car insurance company for customer service
Recent price drops
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The cheapest large national provider in Joaquin
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Joaquin driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Joaquin, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Joaquin
What Influences the Cost of Car Insurance in Joaquin?
On average, car insurance in Joaquin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Joaquin are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Joaquin is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Joaquin is $67 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Tree Streets: Insurance costs 0.83% less
- North Park: Insurance costs 0.21% less
- Carterville: Insurance costs 0.83% more
- Provost: Insurance costs 0.07% less
- Dixon: Insurance costs 3.12% more
- Franklin South: Insurance costs 3.68% more
- Provo South: Insurance costs 0.14% more
- Lakeview North: Insurance costs 0.07% more
- Westmore: Insurance costs 4.16% less
- Lakeview: Insurance costs the same
Neighborhoods with Similar Populations
- SouthWest Berkeley: Insurance costs 56.63% more
- Ellsworth: Insurance costs 26.58% more
- Encanto: Insurance costs 44.90% more
- Englewood: Insurance costs 43.86% more
- Evergreen: Insurance costs 182.44% more
- Fairmount: Insurance costs 10.62% more
- First Hill: Insurance costs 18.18% more
- Frankford: Insurance costs 73.35% more
- Franklin Park: Insurance costs 39.90% more
- Georgetown: Insurance costs 40.25% more