Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bayless Atkins, Lubbock, TX
We monitor insurance prices, helping the average driver in Bayless Atkins save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Bayless Atkins
The chart below shows the cheapest car insurance company in Bayless Atkins for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Bayless Atkins Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $62 |
| State Farm | $66 |
Savings for Every Kind of Bayless Atkins Driver
Based on our extensive insurance data, we know the average Bayless Atkins driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $365 per year by choosing the right vehicle insurance company. Some Bayless Atkins residents are paying out over $1,772 extra every year for auto insurance in Bayless Atkins. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bayless Atkins, Lubbock, TX Savings / Yr. |
|---|---|
$365 |
|
$834 |
|
$735 |
|
$842 |
|
$1,282 |
|
$484 |
|
$530 |
Bayless Atkins Car Insurance vs. Lubbock
People living in Bayless Atkins pay an average of 9.32% less than the typical driver in the state. The average driver in Bayless Atkins can expect to pay about $1,055 per year, or $1,772 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Bayless Atkins for most people.
Car Insurance Prices by Bayless Atkins Neighborhood
Insurance Prices
Where is insurance cheapest within Bayless Atkins?
The map shows insurance prices in and around Bayless Atkins, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $428 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,072 to a low of $1,644. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Bayless Atkins.Pick the Best Car Insurance Company for You in Bayless Atkins
The best car insurance provider for most drivers in Bayless Atkins
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $365 over the average Bayless Atkins car insurance company.
The best car insurance provider for Bayless Atkins drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $834 over the competition.
The best car insurance company for Bayless Atkins drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $735 better than other car insurance companies.
The best auto insurance for Bayless Atkins drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $842 less each year.
The least expensive car insurance company for new and young drivers in Bayless Atkins
In Bayless Atkins, State Farm costs young drivers $1,282 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bayless Atkins
State Farm gave the largest car insurance discounts to married couples, averaging $484 saved each year compared to an average Bayless Atkins couple's premiums.
The cheapest car insurance in Bayless Atkins for drivers with bad credit
The best Bayless Atkins car insurance company for customer service
Nationwide was the best company for customer service in Bayless Atkins according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bayless Atkins, which was better than other insurers.
The cheapest large national provider in Bayless Atkins
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bayless Atkins driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bayless Atkins, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Bayless Atkins
What Influences the Cost of Car Insurance in Bayless Atkins?
On average, car insurance in Bayless Atkins is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bayless Atkins is 20 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bayless Atkins are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bayless Atkins is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bayless Atkins is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Caprock: Insurance costs 3.39% less
- Clapp Park: Insurance costs 5.08% more
- Waters: Insurance costs 6.26% less
- University Pines: Insurance costs 4.18% less
- Tech Terrace-U.N.I.T.: Insurance costs 2.77% less
- South Overton: Insurance costs 0.68% less
- North Overton: Insurance costs 2.82% less
- Wester: Insurance costs 0.06% more
- Arnett Benson: Insurance costs 4.46% more
- Bowie: Insurance costs 3.72% less
Neighborhoods with Similar Populations
- Wooded Area: Insurance costs 8.47% more
- Meridian Park: Insurance costs 3.33% less
- Irvine Health and Science Complex: Insurance costs 19.36% more
- Kingsborough Ridge: Insurance costs 6.72% more
- Meadowdale: Insurance costs 7.00% less
- Floresta Gardens-Bradrick: Insurance costs 29.57% more
- Mt. Park: Insurance costs 8.41% less
- Elwood: Insurance costs 56.43% more
- Downtown New Britain: Insurance costs 26.30% more
- Downtown Marion: Insurance costs 37.08% less