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Get Cheap Car Insurance in North Overton, Lubbock, TX
We monitor insurance prices, helping the average driver in North Overton save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in North Overton
The chart below shows the cheapest car insurance company in North Overton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| North Overton Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $58 |
| Progressive | $60 |
| State Farm | $65 |
Savings for Every Kind of North Overton Driver
Based on our extensive insurance data, we know the average North Overton driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some North Overton residents are paying out over $1,722 extra every year for auto insurance in North Overton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Overton, Lubbock, TX Savings / Yr. |
|---|---|
$354 |
|
$811 |
|
$715 |
|
$819 |
|
$1,246 |
|
$471 |
|
$515 |
North Overton Car Insurance vs. Lubbock
People living in North Overton pay an average of 11.88% less than the typical driver in the state. The average driver in North Overton can expect to pay about $1,026 per year, or $1,722 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Overton for most people.
Car Insurance Prices by North Overton Neighborhood
Insurance Prices
Where is insurance cheapest within North Overton?
The map shows insurance prices in and around North Overton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,770 to a low of $1,667. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of North Overton.Pick the Best Car Insurance Company for You in North Overton
The best car insurance provider for most drivers in North Overton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $354 over the average North Overton car insurance company.
The best car insurance provider for North Overton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $811 over the competition.
The best car insurance company for North Overton drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $715 better than other car insurance companies.
The best auto insurance for North Overton drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $819 less each year.
The least expensive car insurance company for new and young drivers in North Overton
In North Overton, State Farm costs young drivers $1,246 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Overton
State Farm gave the largest car insurance discounts to married couples, averaging $471 saved each year compared to an average North Overton couple's premiums.
The cheapest car insurance in North Overton for drivers with bad credit
The best North Overton car insurance company for customer service
Nationwide was the best company for customer service in North Overton according to the NAIC.
Recent price drops
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The cheapest large national provider in North Overton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Overton driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Overton, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around North Overton
What Influences the Cost of Car Insurance in North Overton?
On average, car insurance in North Overton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Overton is 16 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Overton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- North Overton is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Overton is $85 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Overton: Insurance costs 2.21% more
- Tech Terrace-U.N.I.T.: Insurance costs 0.06% more
- Arnett Benson: Insurance costs 7.49% more
- Clapp Park: Insurance costs 8.13% more
- Parkway and Cherry Point: Insurance costs 10.10% more
- Caprock: Insurance costs 0.58% less
- Bayless Atkins: Insurance costs 2.90% more
- Bowie: Insurance costs 0.93% less
- Waters: Insurance costs 3.54% less
- Wester: Insurance costs 2.96% more
Neighborhoods with Similar Populations
- College Park: Insurance costs 28.34% less
- Dogwood Hollow: Insurance costs 18.35% less
- Denver Harbor-Port Houston: Insurance costs 20.21% more
- Davie Heights: Insurance costs 83.97% more
- Dauphin Acres: Insurance costs 4.94% less
- Cuesta Park: Insurance costs 15.97% more
- Cornerstone Village North: Insurance costs 18.23% more
- Corcoran: Insurance costs 15.10% more
- Columbus Park: Insurance costs 6.74% less
- Westside Development: Insurance costs 7.08% more