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Get Cheap Car Insurance in Madison Heights, Pasadena, CA
We monitor insurance prices, helping the average driver in Madison Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Madison Heights
The chart below shows the cheapest car insurance company in Madison Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Madison Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Madison Heights Driver
Based on our extensive insurance data, we know the average Madison Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $738 per year by choosing the right vehicle insurance company. Some Madison Heights residents are paying out over $2,308 extra every year for auto insurance in Madison Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Madison Heights, Pasadena, CA Savings / Yr. |
|---|---|
$738 |
|
$1,352 |
|
$1,069 |
|
$1,878 |
|
$964 |
|
$418 |
|
$0 |
Madison Heights Car Insurance vs. Pasadena
People living in Madison Heights pay an average of 14.94% more than the typical driver in the state. The average driver in Madison Heights can expect to pay about $1,080 per year, or $2,308 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Madison Heights for most people.
Car Insurance Prices by Madison Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Madison Heights?
The map shows insurance prices in and around Madison Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,442 to a low of $2,172. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Madison Heights.Pick the Best Car Insurance Company for You in Madison Heights
The best car insurance provider for most drivers in Madison Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $738 over the average Madison Heights car insurance company.
The best car insurance provider for Madison Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,352 over the competition.
The best car insurance company for Madison Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,069 better than other car insurance companies.
The best auto insurance for Madison Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,878 less each year.
The least expensive car insurance company for new and young drivers in Madison Heights
In Madison Heights, State Farm costs young drivers $964 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Madison Heights
Progressive gave the largest car insurance discounts to married couples, averaging $418 saved each year compared to an average Madison Heights couple's premiums.
The cheapest car insurance in Madison Heights for drivers with bad credit
The best Madison Heights car insurance company for customer service
Nationwide was the best company for customer service in Madison Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Madison Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Madison Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Madison Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Madison Heights
What Influences the Cost of Car Insurance in Madison Heights?
On average, car insurance in Madison Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Madison Heights is 35 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Madison Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Madison Heights is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Madison Heights is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Arroyo: Insurance costs 1.04% less
- West Central: Insurance costs 3.86% more
- Mid Central: Insurance costs 1.04% more
- South East: Insurance costs 2.47% less
- North Central: Insurance costs 6.24% more
- Normandie Heights: Insurance costs 1.21% more
- East Central: Insurance costs 1.52% less
- North Arroyo: Insurance costs 0.22% more
- Highland Park: Insurance costs 5.55% more
- Eagle Rock: Insurance costs 2.86% more
Neighborhoods with Similar Populations
- Bayless Atkins: Insurance costs 23.22% less
- South San Pedro: Insurance costs 26.60% less
- Franklin Randolph: Insurance costs 52.47% less
- Hill East: Insurance costs 4.03% more
- Lincoln Park: Insurance costs 3.94% less
- Mount Hope: Insurance costs 6.85% less
- North Omaha: Insurance costs 28.34% less
- Panther Creek: Insurance costs 23.31% less
- Park Avenue: Insurance costs 3.64% less
- Park Central Area: Insurance costs 32.71% less