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Get Cheap Car Insurance in Lakeview-Bakersfield, Bakersfield, CA
We monitor insurance prices, helping the average driver in Lakeview-Bakersfield save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lakeview-Bakersfield
The chart below shows the cheapest car insurance company in Lakeview-Bakersfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lakeview-Bakersfield Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $67 |
| Progressive | $72 |
| Travelers | $74 |
Savings for Every Kind of Lakeview-Bakersfield Driver
Based on our extensive insurance data, we know the average Lakeview-Bakersfield driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $755 per year by choosing the right vehicle insurance company. Some Lakeview-Bakersfield residents are paying out over $2,362 extra every year for auto insurance in Lakeview-Bakersfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakeview-Bakersfield, Bakersfield, CA Savings / Yr. |
|---|---|
$755 |
|
$1,384 |
|
$1,094 |
|
$1,922 |
|
$987 |
|
$428 |
|
$0 |
Lakeview-Bakersfield Car Insurance vs. Bakersfield
People living in Lakeview-Bakersfield pay an average of 17.65% more than the typical driver in the state. The average driver in Lakeview-Bakersfield can expect to pay about $1,106 per year, or $2,362 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lakeview-Bakersfield for most people.
Car Insurance Prices by Lakeview-Bakersfield Neighborhood
Insurance Prices
Where is insurance cheapest within Lakeview-Bakersfield?
The map shows insurance prices in and around Lakeview-Bakersfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $553 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,688 to a low of $2,135. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Lakeview-Bakersfield.Pick the Best Car Insurance Company for You in Lakeview-Bakersfield
The best car insurance provider for most drivers in Lakeview-Bakersfield
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $755 over the average Lakeview-Bakersfield car insurance company.
The best car insurance provider for Lakeview-Bakersfield drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,384 over the competition.
The best car insurance company for Lakeview-Bakersfield drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,094 better than other car insurance companies.
The best auto insurance for Lakeview-Bakersfield drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,922 less each year.
The least expensive car insurance company for new and young drivers in Lakeview-Bakersfield
In Lakeview-Bakersfield, State Farm costs young drivers $987 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakeview-Bakersfield
Progressive gave the largest car insurance discounts to married couples, averaging $428 saved each year compared to an average Lakeview-Bakersfield couple's premiums.
The cheapest car insurance in Lakeview-Bakersfield for drivers with bad credit
The best Lakeview-Bakersfield car insurance company for customer service
Nationwide was the best company for customer service in Lakeview-Bakersfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Lakeview-Bakersfield
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lakeview-Bakersfield driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakeview-Bakersfield, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lakeview-Bakersfield
What Influences the Cost of Car Insurance in Lakeview-Bakersfield?
On average, car insurance in Lakeview-Bakersfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakeview-Bakersfield are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lakeview-Bakersfield is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lakeview-Bakersfield is $92 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Casa Loma: Insurance costs 5.50% less
- East Bakersfield: Insurance costs 3.09% less
- Oleander Sunset: Insurance costs 5.55% less
- College Heights Baker Street: Insurance costs 7.92% less
- Oakridge: Insurance costs 4.74% less
- Hillcrest-Bakersfield: Insurance costs 10.08% less
- La Cresta-Alta Vista: Insurance costs 9.74% less
- Benton Park: Insurance costs 8.17% less
- Homaker Park: Insurance costs 10.67% less
- Riviera-Westchester: Insurance costs 14.94% less
Neighborhoods with Similar Populations
- Mission-Garin: Insurance costs 5.84% less
- Muskego Way: Insurance costs 41.62% less
- Muscoy: Insurance costs 2.96% less
- Mount Tabor: Insurance costs 27.94% less
- Morningside: Insurance costs 73.75% more
- Moreno Mission: Insurance costs 22.95% less
- Mondawin-Walbrook: Insurance costs 6.44% more
- Moanalua: Insurance costs 41.74% less
- Mission Grove: Insurance costs 8.26% less
- Near South: Insurance costs 36.28% less