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Get Cheap Car Insurance in Moreno Mission, San Diego, CA
We monitor insurance prices, helping the average driver in Moreno Mission save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Moreno Mission
The chart below shows the cheapest car insurance company in Moreno Mission for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Moreno Mission Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $55 |
| Travelers | $57 |
Savings for Every Kind of Moreno Mission Driver
Based on our extensive insurance data, we know the average Moreno Mission driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $582 per year by choosing the right vehicle insurance company. Some Moreno Mission residents are paying out over $1,820 extra every year for auto insurance in Moreno Mission. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moreno Mission, San Diego, CA Savings / Yr. |
|---|---|
$582 |
|
$1,066 |
|
$843 |
|
$1,481 |
|
$760 |
|
$330 |
|
$0 |
Moreno Mission Car Insurance vs. San Diego
People living in Moreno Mission pay an average of 9.39% less than the typical driver in the state. The average driver in Moreno Mission can expect to pay about $852 per year, or $1,820 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Moreno Mission for most people.
Car Insurance Prices by Moreno Mission Neighborhood
Insurance Prices
Where is insurance cheapest within Moreno Mission?
The map shows insurance prices in and around Moreno Mission, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $218 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,004 to a low of $1,786. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Moreno Mission.Pick the Best Car Insurance Company for You in Moreno Mission
The best car insurance provider for most drivers in Moreno Mission
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $582 over the average Moreno Mission car insurance company.
The best car insurance provider for Moreno Mission drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,066 over the competition.
The best car insurance company for Moreno Mission drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $843 better than other car insurance companies.
The best auto insurance for Moreno Mission drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,481 less each year.
The least expensive car insurance company for new and young drivers in Moreno Mission
In Moreno Mission, State Farm costs young drivers $760 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moreno Mission
Progressive gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Moreno Mission couple's premiums.
The cheapest car insurance in Moreno Mission for drivers with bad credit
The best Moreno Mission car insurance company for customer service
Nationwide was the best company for customer service in Moreno Mission according to the NAIC.
Recent price drops
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The cheapest large national provider in Moreno Mission
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Moreno Mission driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moreno Mission, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Moreno Mission
What Influences the Cost of Car Insurance in Moreno Mission?
On average, car insurance in Moreno Mission is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Moreno Mission is 23 minutes, which is far less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moreno Mission are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Moreno Mission has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Moreno Mission is $71 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Linda Vista: Insurance costs 11.54% more
- Mission Hills-San Diego: Insurance costs 10.05% more
- Bay Park: Insurance costs 7.75% more
- Middletown: Insurance costs 8.24% more
- Hillcrest: Insurance costs 9.78% more
- Bird Land: Insurance costs 4.51% more
- Mission Valley East: Insurance costs 11.92% more
- Midtown District: Insurance costs 1.76% more
- University Heights: Insurance costs 13.24% more
- Loma Portal: Insurance costs 5.22% more
Neighborhoods with Similar Populations
- Ravenna: Insurance costs 13.79% less
- La Sierra Acres: Insurance costs 24.23% more
- Larkspur: Insurance costs 23.46% less
- Lawncrest: Insurance costs 3.41% less
- Lawndale: Insurance costs 8.02% less
- Mount Pleasant: Insurance costs 31.32% more
- North Los Altos: Insurance costs 12.25% more
- Phinney Ridge: Insurance costs 10.27% less
- Phoebus: Insurance costs 29.18% less
- Pine Point: Insurance costs 2.86% more