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Get Cheap Car Insurance in Hillcrest, San Diego, CA
We monitor insurance prices, helping the average driver in Hillcrest save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Hillcrest
The chart below shows the cheapest car insurance company in Hillcrest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Hillcrest Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Hillcrest Driver
Based on our extensive insurance data, we know the average Hillcrest driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $639 per year by choosing the right vehicle insurance company. Some Hillcrest residents are paying out over $1,998 extra every year for auto insurance in Hillcrest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hillcrest, San Diego, CA Savings / Yr. |
|---|---|
$639 |
|
$1,170 |
|
$925 |
|
$1,625 |
|
$835 |
|
$362 |
|
$0 |
Hillcrest Car Insurance vs. San Diego
People living in Hillcrest pay an average of 0.52% less than the typical driver in the state. The average driver in Hillcrest can expect to pay about $935 per year, or $1,998 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Hillcrest for most people.
Car Insurance Prices by Hillcrest Neighborhood
Insurance Prices
Where is insurance cheapest within Hillcrest?
The map shows insurance prices in and around Hillcrest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $341 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,127 to a low of $1,786. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Hillcrest.Pick the Best Car Insurance Company for You in Hillcrest
The best car insurance provider for most drivers in Hillcrest
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $639 over the average Hillcrest car insurance company.
The best car insurance provider for Hillcrest drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,170 over the competition.
The best car insurance company for Hillcrest drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $925 better than other car insurance companies.
The best auto insurance for Hillcrest drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,625 less each year.
The least expensive car insurance company for new and young drivers in Hillcrest
In Hillcrest, State Farm costs young drivers $835 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hillcrest
Progressive gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average Hillcrest couple's premiums.
The cheapest car insurance in Hillcrest for drivers with bad credit
The best Hillcrest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hillcrest
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Hillcrest driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hillcrest, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Hillcrest
What Influences the Cost of Car Insurance in Hillcrest?
On average, car insurance in Hillcrest is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hillcrest is 27 minutes, which is far less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hillcrest are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Hillcrest has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hillcrest is $78 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Heights: Insurance costs 3.15% more
- Middletown: Insurance costs 1.40% less
- Park West: Insurance costs 2.60% less
- Mission Hills-San Diego: Insurance costs 0.25% more
- Cortez Hill: Insurance costs 1.75% less
- North Park San Diego: Insurance costs 2.65% more
- Little Italy: Insurance costs 2.30% more
- Mission Valley East: Insurance costs 1.95% more
- Columbia San Diego: Insurance costs 0.05% more
- Moreno Mission: Insurance costs 8.91% less
Neighborhoods with Similar Populations
- McMurray-Huntingdon: Insurance costs 23.12% less
- Alderwood Manor: Insurance costs 17.82% less
- La Sierra Acres: Insurance costs 13.16% more
- Cheltenham: Insurance costs 4.60% more
- College Hill: Insurance costs 20.82% more
- Highland Hills: Insurance costs 17.37% more
- Spenard: Insurance costs 25.08% less
- University District: Insurance costs 9.01% less
- Mondawin-Walbrook: Insurance costs 25.83% more
- Muscoy: Insurance costs 14.71% more