Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Jefferson-Carl Ben, Fargo, ND
We monitor insurance prices, helping the average driver in Jefferson-Carl Ben save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Jefferson-Carl Ben
The chart below shows the cheapest car insurance company in Jefferson-Carl Ben for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Jefferson-Carl Ben Insurer | Monthly Cost |
|---|---|
| State Farm | $32 |
| Midvale Home & Auto | $32 |
| American Family Insurance | $32 |
| Auto-Owners Insurance | $36 |
Savings for Every Kind of Jefferson-Carl Ben Driver
Based on our extensive insurance data, we know the average Jefferson-Carl Ben driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Jefferson-Carl Ben residents are paying out over $1,374 extra every year for auto insurance in Jefferson-Carl Ben. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jefferson-Carl Ben, Fargo, ND Savings / Yr. |
|---|---|
$381 |
|
$501 |
|
$351 |
|
$455 |
|
$1,088 |
|
$349 |
|
$429 |
Jefferson-Carl Ben Car Insurance vs. Fargo
People living in Jefferson-Carl Ben pay an average of 3.47% less than the typical driver in the state. The average driver in Jefferson-Carl Ben can expect to pay about $476 per year, or $1,374 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Jefferson-Carl Ben for most people.
Car Insurance Prices by Jefferson-Carl Ben Neighborhood
Insurance Prices
Where is insurance cheapest within Jefferson-Carl Ben?
The map shows insurance prices in and around Jefferson-Carl Ben, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,316. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Jefferson-Carl Ben.Pick the Best Car Insurance Company for You in Jefferson-Carl Ben
The best car insurance provider for most drivers in Jefferson-Carl Ben
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $381 over the average Jefferson-Carl Ben car insurance company.
The best car insurance provider for Jefferson-Carl Ben drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $501 over the competition.
The best car insurance company for Jefferson-Carl Ben drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $351 better than other car insurance companies.
The best auto insurance for Jefferson-Carl Ben drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $455 less each year.
The least expensive car insurance company for new and young drivers in Jefferson-Carl Ben
In Jefferson-Carl Ben, State Farm costs young drivers $1,088 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jefferson-Carl Ben
State Farm gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Jefferson-Carl Ben couple's premiums.
The cheapest car insurance in Jefferson-Carl Ben for drivers with bad credit
The best Jefferson-Carl Ben car insurance company for customer service
Nationwide was the best company for customer service in Jefferson-Carl Ben according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jefferson-Carl Ben, which was better than other insurers.
The cheapest large national provider in Jefferson-Carl Ben
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jefferson-Carl Ben driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jefferson-Carl Ben, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Jefferson-Carl Ben
What Influences the Cost of Car Insurance in Jefferson-Carl Ben?
On average, car insurance in Jefferson-Carl Ben is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jefferson-Carl Ben are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Jefferson-Carl Ben is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jefferson-Carl Ben is $40 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Fargo: Insurance costs 3.49% more
- Westgate: Insurance costs 1.60% less
- North Dakota State University: Insurance costs 0.44% less
- Brunsdale: Insurance costs 2.11% less
- West Acres: Insurance costs 6.77% more
- Bluemont Lakes: Insurance costs 1.31% more
- Village West: Insurance costs 5.60% more
- Washington: Insurance costs 4.73% more
- Southpointe: Insurance costs 4.88% less
- Willow Park: Insurance costs 4.88% more
Neighborhoods with Similar Populations
- Torringford: Insurance costs 41.27% more
- Davis Island: Insurance costs 95.34% more
- Downtown Boone: Insurance costs 13.03% less
- Elizabeth: Insurance costs 5.75% less
- Euclid Ave South: Insurance costs 12.52% more
- Stafford-Tualatin Valley: Insurance costs 15.79% more
- Stone Meadows: Insurance costs 56.91% more
- Sunshine: Insurance costs 109.97% more
- Tobin Hill: Insurance costs 35.95% more
- Apollo Arapaho and Camelot: Insurance costs 38.94% more