Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Brunsdale, Fargo, ND
We monitor insurance prices, helping the average driver in Brunsdale save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Brunsdale
The chart below shows the cheapest car insurance company in Brunsdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Brunsdale Insurer | Monthly Cost |
|---|---|
| State Farm | $31 |
| Midvale Home & Auto | $31 |
| American Family Insurance | $32 |
| Auto-Owners Insurance | $35 |
Savings for Every Kind of Brunsdale Driver
Based on our extensive insurance data, we know the average Brunsdale driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Brunsdale residents are paying out over $1,345 extra every year for auto insurance in Brunsdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brunsdale, Fargo, ND Savings / Yr. |
|---|---|
$373 |
|
$490 |
|
$344 |
|
$445 |
|
$1,065 |
|
$342 |
|
$420 |
Brunsdale Car Insurance vs. Fargo
People living in Brunsdale pay an average of 5.49% less than the typical driver in the state. The average driver in Brunsdale can expect to pay about $466 per year, or $1,345 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Brunsdale for most people.
Car Insurance Prices by Brunsdale Neighborhood
Insurance Prices
Where is insurance cheapest within Brunsdale?
The map shows insurance prices in and around Brunsdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $92 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,398 to a low of $1,306. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Brunsdale.Pick the Best Car Insurance Company for You in Brunsdale
The best car insurance provider for most drivers in Brunsdale
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $373 over the average Brunsdale car insurance company.
The best car insurance provider for Brunsdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $490 over the competition.
The best car insurance company for Brunsdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $344 better than other car insurance companies.
The best auto insurance for Brunsdale drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $445 less each year.
The least expensive car insurance company for new and young drivers in Brunsdale
In Brunsdale, State Farm costs young drivers $1,065 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brunsdale
State Farm gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Brunsdale couple's premiums.
The cheapest car insurance in Brunsdale for drivers with bad credit
The best Brunsdale car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Brunsdale, which was better than other insurers.
The cheapest large national provider in Brunsdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brunsdale driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brunsdale, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Brunsdale
What Influences the Cost of Car Insurance in Brunsdale?
On average, car insurance in Brunsdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Brunsdale is 19 minutes, which is about the national average for a driver in the city.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brunsdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Brunsdale is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brunsdale is $39 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Southpointe: Insurance costs 2.83% less
- Bluemont Lakes: Insurance costs 3.49% more
- Stone Bridge: Insurance costs 3.79% less
- Westgate: Insurance costs 0.52% more
- Jefferson-Carl Ben: Insurance costs 2.16% more
- West Acres: Insurance costs 9.07% more
- Downtown Fargo: Insurance costs 5.72% more
- Willow Park: Insurance costs 7.14% more
- Village West: Insurance costs 7.88% more
- Bennett: Insurance costs 5.72% less
Neighborhoods with Similar Populations
- West Meade: Insurance costs 6.99% more
- Ortega Hills: Insurance costs 100.15% more
- Highview: Insurance costs 64.24% more
- Lyon Street: Insurance costs 62.90% more
- Forest View: Insurance costs 117.99% more
- Scenic Foothills: Insurance costs 15.54% more
- Midtown Harrisburg: Insurance costs 4.46% more
- Linden Hills: Insurance costs 28.55% more
- Prescott: Insurance costs 82.16% more
- Quintana Community: Insurance costs 50.93% more