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Get Cheap Car Insurance in Southpointe, Fargo, ND
We monitor insurance prices, helping the average driver in Southpointe save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Southpointe
The chart below shows the cheapest car insurance company in Southpointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Southpointe Insurer | Monthly Cost |
|---|---|
| State Farm | $30 |
| Midvale Home & Auto | $30 |
| American Family Insurance | $31 |
| Auto-Owners Insurance | $34 |
Savings for Every Kind of Southpointe Driver
Based on our extensive insurance data, we know the average Southpointe driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Southpointe residents are paying out over $1,307 extra every year for auto insurance in Southpointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southpointe, Fargo, ND Savings / Yr. |
|---|---|
$363 |
|
$477 |
|
$334 |
|
$433 |
|
$1,035 |
|
$332 |
|
$408 |
Southpointe Car Insurance vs. Fargo
People living in Southpointe pay an average of 8.16% less than the typical driver in the state. The average driver in Southpointe can expect to pay about $453 per year, or $1,307 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Southpointe for most people.
Car Insurance Prices by Southpointe Neighborhood
Insurance Prices
Where is insurance cheapest within Southpointe?
The map shows insurance prices in and around Southpointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,320 to a low of $1,297. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Southpointe.Pick the Best Car Insurance Company for You in Southpointe
The best car insurance provider for most drivers in Southpointe
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $363 over the average Southpointe car insurance company.
The best car insurance provider for Southpointe drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $477 over the competition.
The best car insurance company for Southpointe drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $334 better than other car insurance companies.
The best auto insurance for Southpointe drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $433 less each year.
The least expensive car insurance company for new and young drivers in Southpointe
In Southpointe, State Farm costs young drivers $1,035 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southpointe
State Farm gave the largest car insurance discounts to married couples, averaging $332 saved each year compared to an average Southpointe couple's premiums.
The cheapest car insurance in Southpointe for drivers with bad credit
The best Southpointe car insurance company for customer service
Nationwide was the best company for customer service in Southpointe according to the NAIC.
Recent price drops
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The cheapest large national provider in Southpointe
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southpointe driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southpointe, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Southpointe
What Influences the Cost of Car Insurance in Southpointe?
On average, car insurance in Southpointe is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southpointe are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Southpointe is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southpointe is $38 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Stone Bridge: Insurance costs 0.99% less
- Brunsdale: Insurance costs 2.91% more
- Bluemont Lakes: Insurance costs 6.50% more
- Bennett: Insurance costs 2.98% less
- Woodhaven: Insurance costs 3.14% less
- Westgate: Insurance costs 3.44% more
- West Acres: Insurance costs 12.24% more
- Jefferson-Carl Ben: Insurance costs 5.13% more
- Osgood: Insurance costs 3.14% less
- Amber Valley: Insurance costs 2.37% less
Neighborhoods with Similar Populations
- Skinker-Debaliviere: Insurance costs 58.76% more
- Northbrook: Insurance costs 50.27% more
- Northeast Village: Insurance costs 60.29% more
- Norwood Park: Insurance costs 50.57% more
- Orangetree: Insurance costs 84.77% more
- Orchard Meadows: Insurance costs 20.43% more
- Rockridge: Insurance costs 68.32% more
- Ruskin Heights: Insurance costs 67.71% more
- Shelby Center Historic District: Insurance costs 15.53% less
- Silver Valley Addition: Insurance costs 17.37% more