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Get Cheap Car Insurance in Outer Sunset, San Francisco, CA
We monitor insurance prices, helping the average driver in Outer Sunset save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Outer Sunset
The chart below shows the cheapest car insurance company in Outer Sunset for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Outer Sunset Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Outer Sunset Driver
Based on our extensive insurance data, we know the average Outer Sunset driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $726 per year by choosing the right vehicle insurance company. Some Outer Sunset residents are paying out over $2,271 extra every year for auto insurance in Outer Sunset. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Outer Sunset, San Francisco, CA Savings / Yr. |
|---|---|
$726 |
|
$1,330 |
|
$1,052 |
|
$1,848 |
|
$949 |
|
$412 |
|
$0 |
Outer Sunset Car Insurance vs. San Francisco
People living in Outer Sunset pay an average of 13.10% more than the typical driver in the state. The average driver in Outer Sunset can expect to pay about $1,063 per year, or $2,271 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Outer Sunset for most people.
Car Insurance Prices by Outer Sunset Neighborhood
Insurance Prices
Where is insurance cheapest within Outer Sunset?
The map shows insurance prices in and around Outer Sunset, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $399 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,426 to a low of $2,027. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Outer Sunset.Pick the Best Car Insurance Company for You in Outer Sunset
The best car insurance provider for most drivers in Outer Sunset
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $726 over the average Outer Sunset car insurance company.
The best car insurance provider for Outer Sunset drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,330 over the competition.
The best car insurance company for Outer Sunset drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,052 better than other car insurance companies.
The best auto insurance for Outer Sunset drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,848 less each year.
The least expensive car insurance company for new and young drivers in Outer Sunset
In Outer Sunset, State Farm costs young drivers $949 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Outer Sunset
Progressive gave the largest car insurance discounts to married couples, averaging $412 saved each year compared to an average Outer Sunset couple's premiums.
The cheapest car insurance in Outer Sunset for drivers with bad credit
The best Outer Sunset car insurance company for customer service
Nationwide was the best company for customer service in Outer Sunset according to the NAIC.
Recent price drops
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The cheapest large national provider in Outer Sunset
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Outer Sunset driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Outer Sunset, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Outer Sunset
What Influences the Cost of Car Insurance in Outer Sunset?
On average, car insurance in Outer Sunset is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Outer Sunset is 46 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Outer Sunset are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Outer Sunset is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Outer Sunset is $89 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Parkside: Insurance costs 0.35% less
- Inner Sunset: Insurance costs 2.29% less
- Outer Richmond: Insurance costs 0.04% more
- Seacliff: Insurance costs 1.63% more
- Saint Francis Wood: Insurance costs 5.64% less
- Inner Richmond: Insurance costs 0.44% more
- West of Twin Peaks: Insurance costs 3.65% less
- Cole Valley: Insurance costs 0.44% less
- Twin Peaks: Insurance costs 2.16% less
- Lakeshore: Insurance costs 0.35% more
Neighborhoods with Similar Populations
- Long Island City: Insurance costs 40.95% more
- South Ozone Park: Insurance costs 54.03% more
- South End: Insurance costs 25.01% less
- Shelby Forest-Frayser: Insurance costs 27.17% less
- New Brighton: Insurance costs 38.40% more
- Morningside Heights: Insurance costs 36.02% more
- Montello: Insurance costs 6.52% less
- Mission Bay: Insurance costs 11.27% less
- Mid City West: Insurance costs 9.11% more
- Michael Way: Insurance costs 13.43% more