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Get Cheap Car Insurance in Inner Richmond, San Francisco, CA
We monitor insurance prices, helping the average driver in Inner Richmond save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Inner Richmond
The chart below shows the cheapest car insurance company in Inner Richmond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Inner Richmond Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Inner Richmond Driver
Based on our extensive insurance data, we know the average Inner Richmond driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $729 per year by choosing the right vehicle insurance company. Some Inner Richmond residents are paying out over $2,281 extra every year for auto insurance in Inner Richmond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Inner Richmond, San Francisco, CA Savings / Yr. |
|---|---|
$729 |
|
$1,336 |
|
$1,056 |
|
$1,856 |
|
$953 |
|
$413 |
|
$0 |
Inner Richmond Car Insurance vs. San Francisco
People living in Inner Richmond pay an average of 13.58% more than the typical driver in the state. The average driver in Inner Richmond can expect to pay about $1,068 per year, or $2,281 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Inner Richmond for most people.
Car Insurance Prices by Inner Richmond Neighborhood
Insurance Prices
Where is insurance cheapest within Inner Richmond?
The map shows insurance prices in and around Inner Richmond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $530 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,565 to a low of $2,035. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Inner Richmond.Pick the Best Car Insurance Company for You in Inner Richmond
The best car insurance provider for most drivers in Inner Richmond
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $729 over the average Inner Richmond car insurance company.
The best car insurance provider for Inner Richmond drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,336 over the competition.
The best car insurance company for Inner Richmond drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,056 better than other car insurance companies.
The best auto insurance for Inner Richmond drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,856 less each year.
The least expensive car insurance company for new and young drivers in Inner Richmond
In Inner Richmond, State Farm costs young drivers $953 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Inner Richmond
Progressive gave the largest car insurance discounts to married couples, averaging $413 saved each year compared to an average Inner Richmond couple's premiums.
The cheapest car insurance in Inner Richmond for drivers with bad credit
The best Inner Richmond car insurance company for customer service
Nationwide was the best company for customer service in Inner Richmond according to the NAIC.
Recent price drops
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The cheapest large national provider in Inner Richmond
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Inner Richmond driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Inner Richmond, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Inner Richmond
What Influences the Cost of Car Insurance in Inner Richmond?
On average, car insurance in Inner Richmond is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Inner Richmond is 43 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Inner Richmond are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Inner Richmond is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Inner Richmond is $89 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Presidio Heights: Insurance costs 1.27% less
- Seacliff: Insurance costs 1.18% more
- Haight-Ashbury: Insurance costs 1.58% more
- Inner Sunset: Insurance costs 2.72% less
- Cole Valley: Insurance costs 0.88% less
- Outer Richmond: Insurance costs 0.39% less
- Western Addition: Insurance costs 3.11% more
- Pacific Heights: Insurance costs 0.09% less
- Duboce Triangle: Insurance costs 2.37% more
- Cow Hollow: Insurance costs 1.84% more
Neighborhoods with Similar Populations
- Northside: Insurance costs 14.42% less
- Morningside Heights: Insurance costs 35.42% more
- Westland: Insurance costs 48.14% less
- Westgate Hts: Insurance costs 23.45% less
- Western Hills Fort Worth: Insurance costs 22.45% less
- North Dallas: Insurance costs 21.13% less
- North Ironbound: Insurance costs 7.23% more
- North San Jose: Insurance costs 8.29% less
- North Torrance: Insurance costs 2.32% less
- North Valleys: Insurance costs 1.67% less