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Get Cheap Car Insurance in Sobrante Park, Oakland, CA
We monitor insurance prices, helping the average driver in Sobrante Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Sobrante Park
The chart below shows the cheapest car insurance company in Sobrante Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Sobrante Park Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $66 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Sobrante Park Driver
Based on our extensive insurance data, we know the average Sobrante Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $739 per year by choosing the right vehicle insurance company. Some Sobrante Park residents are paying out over $2,312 extra every year for auto insurance in Sobrante Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sobrante Park, Oakland, CA Savings / Yr. |
|---|---|
$739 |
|
$1,354 |
|
$1,071 |
|
$1,882 |
|
$966 |
|
$419 |
|
$0 |
Sobrante Park Car Insurance vs. Oakland
People living in Sobrante Park pay an average of 15.15% more than the typical driver in the state. The average driver in Sobrante Park can expect to pay about $1,082 per year, or $2,312 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Sobrante Park for most people.
Car Insurance Prices by Sobrante Park Neighborhood
Insurance Prices
Where is insurance cheapest within Sobrante Park?
The map shows insurance prices in and around Sobrante Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $302 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,483 to a low of $2,181. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Sobrante Park.Pick the Best Car Insurance Company for You in Sobrante Park
The best car insurance provider for most drivers in Sobrante Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $739 over the average Sobrante Park car insurance company.
The best car insurance provider for Sobrante Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,354 over the competition.
The best car insurance company for Sobrante Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,071 better than other car insurance companies.
The best auto insurance for Sobrante Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,882 less each year.
The least expensive car insurance company for new and young drivers in Sobrante Park
In Sobrante Park, State Farm costs young drivers $966 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sobrante Park
Progressive gave the largest car insurance discounts to married couples, averaging $419 saved each year compared to an average Sobrante Park couple's premiums.
The cheapest car insurance in Sobrante Park for drivers with bad credit
The best Sobrante Park car insurance company for customer service
Nationwide was the best company for customer service in Sobrante Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Sobrante Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Sobrante Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sobrante Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Sobrante Park
What Influences the Cost of Car Insurance in Sobrante Park?
On average, car insurance in Sobrante Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Sobrante Park is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sobrante Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Sobrante Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sobrante Park is $90 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Brookfield Village: Insurance costs 4.07% more
- North Stonehurst: Insurance costs 3.76% more
- Davis Tract: Insurance costs 2.60% less
- Durant Manor: Insurance costs 2.29% more
- Elmhurst Park: Insurance costs 2.21% more
- Iveywood: Insurance costs 4.07% more
- Old San Leandro: Insurance costs 0.09% less
- Cox: Insurance costs 4.11% more
- Highland: Insurance costs 3.33% more
- Estudillo Estates-Glen: Insurance costs 2.21% less
Neighborhoods with Similar Populations
- Hickory Grove: Insurance costs 37.41% less
- The Seasons: Insurance costs 6.70% less
- The Oaks: Insurance costs 11.76% less
- Terra del Sol: Insurance costs 6.66% less
- Lyons Tradewinds Park: Insurance costs 32.83% more
- Jacobs: Insurance costs 5.10% more
- Hunters Green: Insurance costs 27.98% more
- Honey Creek Manor: Insurance costs 49.05% less
- Highline Villages: Insurance costs 2.38% more
- Highland Park: Insurance costs 35.25% less