Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Upper Clinton Hill, Newark, NJ
We monitor insurance prices, helping the average driver in Upper Clinton Hill save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Upper Clinton Hill
The chart below shows the cheapest car insurance company in Upper Clinton Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Upper Clinton Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $85 |
| Geico | $88 |
| Plymouth Rock Assurance | $108 |
| NJM | $128 |
Savings for Every Kind of Upper Clinton Hill Driver
Based on our extensive insurance data, we know the average Upper Clinton Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $667 per year by choosing the right vehicle insurance company. Some Upper Clinton Hill residents are paying out over $2,546 extra every year for auto insurance in Upper Clinton Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Clinton Hill, Newark, NJ Savings / Yr. |
|---|---|
$667 |
|
$1,238 |
|
$951 |
|
$820 |
|
$3,293 |
|
$642 |
|
$998 |
Upper Clinton Hill Car Insurance vs. Newark
People living in Upper Clinton Hill pay an average of 40.20% more than the typical driver in the state. The average driver in Upper Clinton Hill can expect to pay about $1,518 per year, or $2,546 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Upper Clinton Hill for most people.
Car Insurance Prices by Upper Clinton Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Clinton Hill?
The map shows insurance prices in and around Upper Clinton Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $396 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,630 to a low of $2,234. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Upper Clinton Hill.Pick the Best Car Insurance Company for You in Upper Clinton Hill
The best car insurance provider for most drivers in Upper Clinton Hill
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $667 over the average Upper Clinton Hill car insurance company.
The best car insurance provider for Upper Clinton Hill drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,238 over the competition.
The best car insurance company for Upper Clinton Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $951 better than other car insurance companies.
The best auto insurance for Upper Clinton Hill drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $820 less each year.
The least expensive car insurance company for new and young drivers in Upper Clinton Hill
In Upper Clinton Hill, Geico costs young drivers $3,293 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Clinton Hill
Geico gave the largest car insurance discounts to married couples, averaging $642 saved each year compared to an average Upper Clinton Hill couple's premiums.
The cheapest car insurance in Upper Clinton Hill for drivers with bad credit
The best Upper Clinton Hill car insurance company for customer service
Nationwide was the best company for customer service in Upper Clinton Hill according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Upper Clinton Hill, which was better than other insurers.
The cheapest large national provider in Upper Clinton Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Clinton Hill driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Clinton Hill, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Upper Clinton Hill
What Influences the Cost of Car Insurance in Upper Clinton Hill?
On average, car insurance in Upper Clinton Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Clinton Hill is 47 minutes, which is far more than average for a driver in the city.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Clinton Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Upper Clinton Hill is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Clinton Hill is $127 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower Clinton Hill: Insurance costs 1.69% less
- Weequahic: Insurance costs 1.26% less
- South Broad Street: Insurance costs 2.67% less
- Springfield-Belmont: Insurance costs 5.77% less
- Upper Vailsburg: Insurance costs 3.22% less
- Fairmuont: Insurance costs 3.26% less
- University Heights: Insurance costs 5.07% less
- South Ironbound: Insurance costs 10.57% less
- Lower Vailsburg: Insurance costs 4.20% less
- Central Business District: Insurance costs 4.08% less
Neighborhoods with Similar Populations
- Alleghany West: Insurance costs 29.14% less
- Whitestone: Insurance costs 17.40% more
- Bassickville Historic District: Insurance costs 2.83% more
- Bernal Heights: Insurance costs 14.61% less
- Schuylkill Southwest: Insurance costs 35.31% less
- Maplewood: Insurance costs 2.24% more
- Sandy Beach: Insurance costs 31.38% less
- Sandalwood: Insurance costs 1.85% more
- Rockaway Park: Insurance costs 16.38% more
- Rice: Insurance costs 30.32% less