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Get Cheap Car Insurance in Schuylkill Southwest, Philadelphia, PA
We monitor insurance prices, helping the average driver in Schuylkill Southwest save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Schuylkill Southwest
The chart below shows the cheapest car insurance company in Schuylkill Southwest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Schuylkill Southwest Insurer | Monthly Cost |
|---|---|
| Kemper | $61 |
| Metromile | $61 |
| Travelers | $62 |
| State Farm | $64 |
Savings for Every Kind of Schuylkill Southwest Driver
Based on our extensive insurance data, we know the average Schuylkill Southwest driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $462 per year by choosing the right vehicle insurance company. Some Schuylkill Southwest residents are paying out over $1,647 extra every year for auto insurance in Schuylkill Southwest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Schuylkill Southwest, Philadelphia, PA Savings / Yr. |
|---|---|
$462 |
|
$818 |
|
$625 |
|
$745 |
|
$1,908 |
|
$330 |
|
$590 |
Schuylkill Southwest Car Insurance vs. Philadelphia
People living in Schuylkill Southwest pay an average of 15.48% more than the typical driver in the state. The average driver in Schuylkill Southwest can expect to pay about $1,021 per year, or $1,647 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Schuylkill Southwest for most people.
Car Insurance Prices by Schuylkill Southwest Neighborhood
Insurance Prices
Where is insurance cheapest within Schuylkill Southwest?
The map shows insurance prices in and around Schuylkill Southwest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $320 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,836 to a low of $1,516. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Schuylkill Southwest.Pick the Best Car Insurance Company for You in Schuylkill Southwest
The best car insurance provider for most drivers in Schuylkill Southwest
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $462 over the average Schuylkill Southwest car insurance company.
The best car insurance provider for Schuylkill Southwest drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $818 over the competition.
The best car insurance company for Schuylkill Southwest drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $625 better than other car insurance companies.
The best auto insurance for Schuylkill Southwest drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $745 less each year.
The least expensive car insurance company for new and young drivers in Schuylkill Southwest
In Schuylkill Southwest, Travelers costs young drivers $1,908 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Schuylkill Southwest
State Farm gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Schuylkill Southwest couple's premiums.
The cheapest car insurance in Schuylkill Southwest for drivers with bad credit
The best Schuylkill Southwest car insurance company for customer service
Nationwide was the best company for customer service in Schuylkill Southwest according to the NAIC.
Recent price drops
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The cheapest large national provider in Schuylkill Southwest
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Schuylkill Southwest driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Schuylkill Southwest, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Schuylkill Southwest
What Influences the Cost of Car Insurance in Schuylkill Southwest?
On average, car insurance in Schuylkill Southwest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Schuylkill Southwest is 37 minutes, which is a little more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Schuylkill Southwest are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Schuylkill Southwest is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Schuylkill Southwest is $85 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rittenhouse Square: Insurance costs 4.92% less
- Point Breeze-Philadelphia: Insurance costs 8.44% more
- City Center West: Insurance costs 5.40% less
- Bella Vista: Insurance costs 5.40% less
- Wharton-Hawthorne-Bella Vista: Insurance costs 0.30% less
- Grays Ferry: Insurance costs 7.10% more
- University City: Insurance costs 10.08% less
- City Center East: Insurance costs 5.53% less
- Girard Estates: Insurance costs 0.85% less
- Chinatown: Insurance costs 0.36% less
Neighborhoods with Similar Populations
- Kailua Kona: Insurance costs 15.30% less
- Strawberry Mansion: Insurance costs 12.08% more
- Sterling Ridge: Insurance costs 5.89% more
- Melrose: Insurance costs 42.99% more
- Magnolia: Insurance costs 3.16% less
- Alden Bridge: Insurance costs 2.55% more
- Lakeshore: Insurance costs 38.37% more
- Kenwood: Insurance costs 19.37% more
- Kaimuki: Insurance costs 13.24% less
- Tampa Palms: Insurance costs 79.36% more