Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lauraville, Baltimore, MD
We monitor insurance prices, helping the average driver in Lauraville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Lauraville
The chart below shows the cheapest car insurance company in Lauraville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Lauraville Insurer | Monthly Cost |
|---|---|
| State Farm | $103 |
| Erie Insurance | $104 |
| Travelers | $119 |
| Safeco Insurance | $124 |
Savings for Every Kind of Lauraville Driver
Based on our extensive insurance data, we know the average Lauraville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Lauraville residents are paying out over $2,226 extra every year for auto insurance in Lauraville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lauraville, Baltimore, MD Savings / Yr. |
|---|---|
$414 |
|
$389 |
|
$453 |
|
$730 |
|
$1,404 |
|
$251 |
|
$981 |
Lauraville Car Insurance vs. Baltimore
People living in Lauraville pay an average of 20.13% more than the typical driver in the state. The average driver in Lauraville can expect to pay about $1,517 per year, or $2,226 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Lauraville for most people.
Car Insurance Prices by Lauraville Neighborhood
Insurance Prices
Where is insurance cheapest within Lauraville?
The map shows insurance prices in and around Lauraville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $346 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,357 to a low of $2,011. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Lauraville.Pick the Best Car Insurance Company for You in Lauraville
The best car insurance provider for most drivers in Lauraville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $414 over the average Lauraville car insurance company.
The best car insurance provider for Lauraville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $389 over the competition.
The best car insurance company for Lauraville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $453 better than other car insurance companies.
The best auto insurance for Lauraville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $730 less each year.
The least expensive car insurance company for new and young drivers in Lauraville
In Lauraville, Erie Insurance costs young drivers $1,404 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lauraville
State Farm gave the largest car insurance discounts to married couples, averaging $251 saved each year compared to an average Lauraville couple's premiums.
The cheapest car insurance in Lauraville for drivers with bad credit
The best Lauraville car insurance company for customer service
Nationwide was the best company for customer service in Lauraville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lauraville, which was better than other insurers.
The cheapest large national provider in Lauraville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lauraville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lauraville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Lauraville
What Influences the Cost of Car Insurance in Lauraville?
On average, car insurance in Lauraville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lauraville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Lauraville has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lauraville is $126 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Waltherson: Insurance costs 6.87% more
- Hamilton Area: Insurance costs 4.49% more
- Lower Northwood: Insurance costs 8.89% more
- Glenham-Belhar: Insurance costs 2.20% more
- Upper Northwood: Insurance costs 9.48% more
- Westfield: Insurance costs 2.92% more
- Ednor Gardens-Lakeside: Insurance costs 3.23% more
- Govans: Insurance costs 12.13% more
- Belair-Edison: Insurance costs 10.96% more
- North Harford Road: Insurance costs the same
Neighborhoods with Similar Populations
- Troutman Park: Insurance costs 19.81% less
- Duval: Insurance costs 13.79% more
- Stonewood: Insurance costs 1.35% less
- Sunny Slope: Insurance costs 12.53% less
- Downtown Nashua: Insurance costs 42.00% less
- Tempe Junction: Insurance costs 15.05% less
- Doling: Insurance costs 16.98% less
- Dahlman: Insurance costs 34.73% less
- Crooked River Ranch: Insurance costs 34.19% less
- Stone Meadows: Insurance costs 50.00% less