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Get Cheap Car Insurance in Stone Meadows, Madison, WI
We monitor insurance prices, helping the average driver in Stone Meadows save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Stone Meadows
The chart below shows the cheapest car insurance company in Stone Meadows for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Stone Meadows Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $41 |
| Erie Insurance | $42 |
| Kemper | $43 |
Savings for Every Kind of Stone Meadows Driver
Based on our extensive insurance data, we know the average Stone Meadows driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $207 per year by choosing the right vehicle insurance company. Some Stone Meadows residents are paying out over $1,113 extra every year for auto insurance in Stone Meadows. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stone Meadows, Madison, WI Savings / Yr. |
|---|---|
$207 |
|
$426 |
|
$263 |
|
$382 |
|
$884 |
|
$161 |
|
$607 |
Stone Meadows Car Insurance vs. Madison
People living in Stone Meadows pay an average of 2.54% less than the typical driver in the state. The average driver in Stone Meadows can expect to pay about $560 per year, or $1,113 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Stone Meadows for most people.
Car Insurance Prices by Stone Meadows Neighborhood
Insurance Prices
Where is insurance cheapest within Stone Meadows?
The map shows insurance prices in and around Stone Meadows, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,178 to a low of $1,075. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Stone Meadows.Pick the Best Car Insurance Company for You in Stone Meadows
The best car insurance provider for most drivers in Stone Meadows
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $207 over the average Stone Meadows car insurance company.
The best car insurance provider for Stone Meadows drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $426 over the competition.
The best car insurance company for Stone Meadows drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $263 better than other car insurance companies.
The best auto insurance for Stone Meadows drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $382 less each year.
The least expensive car insurance company for new and young drivers in Stone Meadows
In Stone Meadows, Erie Insurance costs young drivers $884 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stone Meadows
Progressive gave the largest car insurance discounts to married couples, averaging $161 saved each year compared to an average Stone Meadows couple's premiums.
The cheapest car insurance in Stone Meadows for drivers with bad credit
The best Stone Meadows car insurance company for customer service
Nationwide was the best company for customer service in Stone Meadows according to the NAIC.
Recent price drops
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The cheapest large national provider in Stone Meadows
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Stone Meadows driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stone Meadows, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Stone Meadows
What Influences the Cost of Car Insurance in Stone Meadows?
On average, car insurance in Stone Meadows is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Stone Meadows is 26 minutes, which is about the national average for a driver in the city.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stone Meadows are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Stone Meadows is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Stone Meadows is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westhaven Trails: Insurance costs 0.27% less
- Prairie Hills: Insurance costs 10.24% more
- Meadowood: Insurance costs 3.68% more
- Dunn's Marsh: Insurance costs 7.82% more
- Hawk's Landing: Insurance costs 0.27% less
- Midvale Heights: Insurance costs 4.04% more
- Hill Farms-University Neighborh: Insurance costs 12.04% more
- Sunset Village: Insurance costs 2.88% more
- Dudgeon-Monroe: Insurance costs 4.22% more
- Wexford: Insurance costs 0.27% less
Neighborhoods with Similar Populations
- South Side: Insurance costs 3.32% more
- Jungle Terrace: Insurance costs 149.06% more
- Juniper Canyon: Insurance costs 29.20% more
- Kenny: Insurance costs 55.53% more
- Kingsley: Insurance costs 161.73% more
- Landon Branch: Insurance costs 43.67% more
- Sky Ranch: Insurance costs 76.19% more
- Somerset Park: Insurance costs 79.60% more
- South Hill: Insurance costs 27.76% more
- South of Fifth: Insurance costs 186.34% more