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Get Cheap Car Insurance in Lower Northwood, Baltimore, MD
We monitor insurance prices, helping the average driver in Lower Northwood save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Lower Northwood
The chart below shows the cheapest car insurance company in Lower Northwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Lower Northwood Insurer | Monthly Cost |
|---|---|
| State Farm | $112 |
| Erie Insurance | $114 |
| Travelers | $130 |
| Safeco Insurance | $135 |
Savings for Every Kind of Lower Northwood Driver
Based on our extensive insurance data, we know the average Lower Northwood driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $451 per year by choosing the right vehicle insurance company. Some Lower Northwood residents are paying out over $2,424 extra every year for auto insurance in Lower Northwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower Northwood, Baltimore, MD Savings / Yr. |
|---|---|
$451 |
|
$424 |
|
$493 |
|
$795 |
|
$1,529 |
|
$273 |
|
$1,069 |
Lower Northwood Car Insurance vs. Baltimore
People living in Lower Northwood pay an average of 30.84% more than the typical driver in the state. The average driver in Lower Northwood can expect to pay about $1,652 per year, or $2,424 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Lower Northwood for most people.
Car Insurance Prices by Lower Northwood Neighborhood
Insurance Prices
Where is insurance cheapest within Lower Northwood?
The map shows insurance prices in and around Lower Northwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $656 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,582 to a low of $1,926. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Lower Northwood.Pick the Best Car Insurance Company for You in Lower Northwood
The best car insurance provider for most drivers in Lower Northwood
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $451 over the average Lower Northwood car insurance company.
The best car insurance provider for Lower Northwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $424 over the competition.
The best car insurance company for Lower Northwood drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $493 better than other car insurance companies.
The best auto insurance for Lower Northwood drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $795 less each year.
The least expensive car insurance company for new and young drivers in Lower Northwood
In Lower Northwood, Erie Insurance costs young drivers $1,529 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower Northwood
State Farm gave the largest car insurance discounts to married couples, averaging $273 saved each year compared to an average Lower Northwood couple's premiums.
The cheapest car insurance in Lower Northwood for drivers with bad credit
The best Lower Northwood car insurance company for customer service
Nationwide was the best company for customer service in Lower Northwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Lower Northwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lower Northwood driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower Northwood, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Lower Northwood
What Influences the Cost of Car Insurance in Lower Northwood?
On average, car insurance in Lower Northwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lower Northwood is 38 minutes, which is about the national average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower Northwood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lower Northwood is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lower Northwood is $138 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Govans: Insurance costs 2.97% more
- Ednor Gardens-Lakeside: Insurance costs 5.20% less
- Lauraville: Insurance costs 8.17% less
- Upper Northwood: Insurance costs 0.54% more
- Chinquapin Park-Belvedere: Insurance costs 9.28% less
- Midway-Coldstream: Insurance costs 0.21% less
- Homeland: Insurance costs 19.27% less
- Waltherson: Insurance costs 1.86% less
- Charles Village: Insurance costs 6.02% less
- Hamilton Area: Insurance costs 4.04% less
Neighborhoods with Similar Populations
- Oak Park-Northwood: Insurance costs 29.66% less
- Greater Gardendale: Insurance costs 16.01% less
- Yerdemont: Insurance costs 9.41% less
- College Point: Insurance costs 38.66% more
- Avenues West: Insurance costs 50.12% less
- Buckman: Insurance costs 24.26% less
- Riverside: Insurance costs 24.88% less
- Adams Park: Insurance costs 3.38% less
- Woodlawn: Insurance costs 15.10% more
- West University Austin: Insurance costs 29.08% less