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Get Cheap Car Insurance in Upper Northwood, Baltimore, MD
We monitor insurance prices, helping the average driver in Upper Northwood save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Upper Northwood
The chart below shows the cheapest car insurance company in Upper Northwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Upper Northwood Insurer | Monthly Cost |
|---|---|
| State Farm | $113 |
| Erie Insurance | $114 |
| Travelers | $130 |
| Safeco Insurance | $135 |
Savings for Every Kind of Upper Northwood Driver
Based on our extensive insurance data, we know the average Upper Northwood driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $454 per year by choosing the right vehicle insurance company. Some Upper Northwood residents are paying out over $2,437 extra every year for auto insurance in Upper Northwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Northwood, Baltimore, MD Savings / Yr. |
|---|---|
$454 |
|
$426 |
|
$496 |
|
$800 |
|
$1,537 |
|
$275 |
|
$1,074 |
Upper Northwood Car Insurance vs. Baltimore
People living in Upper Northwood pay an average of 31.50% more than the typical driver in the state. The average driver in Upper Northwood can expect to pay about $1,661 per year, or $2,437 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Upper Northwood for most people.
Car Insurance Prices by Upper Northwood Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Northwood?
The map shows insurance prices in and around Upper Northwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $595 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,621 to a low of $2,026. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Upper Northwood.Pick the Best Car Insurance Company for You in Upper Northwood
The best car insurance provider for most drivers in Upper Northwood
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $454 over the average Upper Northwood car insurance company.
The best car insurance provider for Upper Northwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $426 over the competition.
The best car insurance company for Upper Northwood drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $496 better than other car insurance companies.
The best auto insurance for Upper Northwood drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $800 less each year.
The least expensive car insurance company for new and young drivers in Upper Northwood
In Upper Northwood, Erie Insurance costs young drivers $1,537 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Northwood
State Farm gave the largest car insurance discounts to married couples, averaging $275 saved each year compared to an average Upper Northwood couple's premiums.
The cheapest car insurance in Upper Northwood for drivers with bad credit
The best Upper Northwood car insurance company for customer service
Nationwide was the best company for customer service in Upper Northwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Northwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Northwood driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Northwood, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Upper Northwood
What Influences the Cost of Car Insurance in Upper Northwood?
On average, car insurance in Upper Northwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Northwood is 41 minutes, which is a little more than average for a driver in the city.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Northwood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Upper Northwood is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Northwood is $138 per month for minimum coverage and $203 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower Northwood: Insurance costs 0.53% less
- Lauraville: Insurance costs 8.66% less
- Hillendale: Insurance costs 0.82% less
- Chinquapin Park-Belvedere: Insurance costs 9.77% less
- Hamilton Area: Insurance costs 4.55% less
- Govans: Insurance costs 2.42% more
- Homeland: Insurance costs 19.70% less
- Loch Raven Village: Insurance costs 9.64% less
- Rodgers Forge: Insurance costs 21.79% less
- Westfield: Insurance costs 5.99% less
Neighborhoods with Similar Populations
- Woodbury: Insurance costs 13.71% less
- Calallen: Insurance costs 28.40% less
- Byberry: Insurance costs 39.19% less
- Buffalo: Insurance costs 4.10% more
- Broadmoor-Anderson Isle-Shreve Isle: Insurance costs 16.17% more
- Blueberry Hill-Brigadoon-Stoneybrook: Insurance costs 13.30% less
- Belair-Edison: Insurance costs 1.35% more
- West Loch: Insurance costs 37.46% less
- Ballantyne West: Insurance costs 42.68% less
- Bagley: Insurance costs 65.00% more