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Get Cheap Car Insurance in Madison South, Portland, OR
We monitor insurance prices, helping the average driver in Madison South save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Madison South
The chart below shows the cheapest car insurance company in Madison South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Madison South Insurer | Monthly Cost |
|---|---|
| Metromile | $78 |
| State Farm | $79 |
| Country Financial | $88 |
| Travelers | $91 |
Savings for Every Kind of Madison South Driver
Based on our extensive insurance data, we know the average Madison South driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $583 per year by choosing the right vehicle insurance company. Some Madison South residents are paying out over $1,835 extra every year for auto insurance in Madison South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Madison South, Portland, OR Savings / Yr. |
|---|---|
$583 |
|
$868 |
|
$707 |
|
$795 |
|
$2,109 |
|
$570 |
|
$679 |
Madison South Car Insurance vs. Portland
People living in Madison South pay an average of 21.70% more than the typical driver in the state. The average driver in Madison South can expect to pay about $1,417 per year, or $1,835 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Madison South for most people.
Car Insurance Prices by Madison South Neighborhood
Insurance Prices
Where is insurance cheapest within Madison South?
The map shows insurance prices in and around Madison South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,972 to a low of $1,715. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Madison South.Pick the Best Car Insurance Company for You in Madison South
The best car insurance provider for most drivers in Madison South
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $583 over the average Madison South car insurance company.
The best car insurance provider for Madison South drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Madison South drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $707 better than other car insurance companies.
The best auto insurance for Madison South drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $795 less each year.
The least expensive car insurance company for new and young drivers in Madison South
In Madison South, Country Financial costs young drivers $2,109 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Madison South
State Farm gave the largest car insurance discounts to married couples, averaging $570 saved each year compared to an average Madison South couple's premiums.
The cheapest car insurance in Madison South for drivers with bad credit
The best Madison South car insurance company for customer service
Nationwide was the best company for customer service in Madison South according to the NAIC.
Recent price drops
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The cheapest large national provider in Madison South
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Madison South driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Madison South, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Madison South
What Influences the Cost of Car Insurance in Madison South?
On average, car insurance in Madison South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Madison South is 31 minutes, which is about the national average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Madison South are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Madison South is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Madison South is $118 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Roseway: Insurance costs 4.58% less
- Montavilla: Insurance costs 0.44% less
- Parkrose: Insurance costs 1.20% less
- Cully: Insurance costs 1.09% less
- Center: Insurance costs 1.47% less
- Mount Tabor: Insurance costs 7.25% less
- Hazelwood-Mill Park: Insurance costs 5.34% more
- Argay: Insurance costs 2.67% less
- South Tabor: Insurance costs 1.42% more
- Mill Park: Insurance costs 4.90% more
Neighborhoods with Similar Populations
- Bay Colony: Insurance costs 6.54% less
- Crawford: Insurance costs 34.55% less
- Brookland: Insurance costs 30.46% more
- Corbett: Insurance costs 2.83% less
- Buffalo Charles: Insurance costs 118.58% more
- Cal-Gisler: Insurance costs 21.20% more
- Oak Park: Insurance costs 13.19% less
- North Springfield: Insurance costs 25.50% less
- Oakland Ave-Harrison Street: Insurance costs 28.83% more
- Outer Comstock: Insurance costs 42.34% more