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Get Cheap Car Insurance in North Springfield, Springfield, VA
We monitor insurance prices, helping the average driver in North Springfield save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in North Springfield
The chart below shows the cheapest car insurance company in North Springfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| North Springfield Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Farm Bureau | $59 |
| Safeco Insurance | $62 |
Savings for Every Kind of North Springfield Driver
Based on our extensive insurance data, we know the average North Springfield driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $515 per year by choosing the right vehicle insurance company. Some North Springfield residents are paying out over $1,367 extra every year for auto insurance in North Springfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Springfield, Springfield, VA Savings / Yr. |
|---|---|
$515 |
|
$880 |
|
$753 |
|
$736 |
|
$1,204 |
|
$276 |
|
$496 |
North Springfield Car Insurance vs. Springfield
People living in North Springfield pay an average of 12.53% more than the typical driver in the state. The average driver in North Springfield can expect to pay about $946 per year, or $1,367 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Springfield for most people.
Car Insurance Prices by North Springfield Neighborhood
Insurance Prices
Where is insurance cheapest within North Springfield?
The map shows insurance prices in and around North Springfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $141 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,419 to a low of $1,278. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of North Springfield.Pick the Best Car Insurance Company for You in North Springfield
The best car insurance provider for most drivers in North Springfield
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $515 over the average North Springfield car insurance company.
The best car insurance provider for North Springfield drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $880 over the competition.
The best car insurance company for North Springfield drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $753 better than other car insurance companies.
The best auto insurance for North Springfield drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $736 less each year.
The least expensive car insurance company for new and young drivers in North Springfield
In North Springfield, Erie Insurance costs young drivers $1,204 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Springfield
Farm Bureau gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average North Springfield couple's premiums.
The cheapest car insurance in North Springfield for drivers with bad credit
The best North Springfield car insurance company for customer service
Nationwide was the best company for customer service in North Springfield according to the NAIC.
Recent price drops
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The cheapest large national provider in North Springfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Springfield driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Springfield, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around North Springfield
What Influences the Cost of Car Insurance in North Springfield?
On average, car insurance in North Springfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Springfield is 41 minutes, which is far more than average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Springfield are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Springfield has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Springfield is $79 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wakefield Park: Insurance costs 4.61% less
- Landmark-Van Dom: Insurance costs 0.80% more
- Mantua: Insurance costs 5.19% less
- Lake Barcroft: Insurance costs 1.32% less
- Alexandria Wrest: Insurance costs 2.63% more
- Bailey's Crossroads: Insurance costs 5.27% more
- Rose Hill: Insurance costs 1.98% less
- Seminary Hill: Insurance costs 1.10% less
- Merrifield: Insurance costs 3.22% less
- Madison Condominium: Insurance costs 7.39% less
Neighborhoods with Similar Populations
- Madison South: Insurance costs 34.24% more
- Russell Woods: Insurance costs 197.81% more
- Regent Square: Insurance costs 7.32% more
- North Albany: Insurance costs 4.54% more
- Near N Valley: Insurance costs 21.95% more
- National Hills: Insurance costs 29.99% more
- Murray Hill: Insurance costs 14.48% less
- Modello: Insurance costs 148.79% more
- Mission San Jose: Insurance costs 41.84% more
- Meadowbrook: Insurance costs 41.26% more