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Get Cheap Car Insurance in Russell Woods, Detroit, MI
We monitor insurance prices, helping the average driver in Russell Woods save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Russell Woods
The chart below shows the cheapest car insurance company in Russell Woods for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Russell Woods Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $151 |
| Progressive | $172 |
| State Farm | $174 |
| Safeco Insurance | $183 |
Savings for Every Kind of Russell Woods Driver
Based on our extensive insurance data, we know the average Russell Woods driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,636 per year by choosing the right vehicle insurance company. Some Russell Woods residents are paying out over $4,071 extra every year for auto insurance in Russell Woods. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Russell Woods, Detroit, MI Savings / Yr. |
|---|---|
$1,636 |
|
$2,671 |
|
$2,363 |
|
$3,592 |
|
$4,238 |
|
$0 |
|
$0 |
Russell Woods Car Insurance vs. Detroit
People living in Russell Woods pay an average of 40.43% more than the typical driver in the state. The average driver in Russell Woods can expect to pay about $3,092 per year, or $4,071 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Russell Woods for most people.
Car Insurance Prices by Russell Woods Neighborhood
Insurance Prices
Where is insurance cheapest within Russell Woods?
The map shows insurance prices in and around Russell Woods, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $287 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,202 to a low of $3,915. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Russell Woods.Pick the Best Car Insurance Company for You in Russell Woods
The best car insurance provider for most drivers in Russell Woods
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,636 over the average Russell Woods car insurance company.
The best car insurance provider for Russell Woods drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,671 over the competition.
The best car insurance company for Russell Woods drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,363 better than other car insurance companies.
The best auto insurance for Russell Woods drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,592 less each year.
The least expensive car insurance company for new and young drivers in Russell Woods
In Russell Woods, Geico costs young drivers $4,238 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Russell Woods
The cheapest car insurance in Russell Woods for drivers with bad credit
The best Russell Woods car insurance company for customer service
Nationwide was the best company for customer service in Russell Woods according to the NAIC.
Recent price drops
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The cheapest large national provider in Russell Woods
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Russell Woods driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Russell Woods, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Russell Woods
What Influences the Cost of Car Insurance in Russell Woods?
On average, car insurance in Russell Woods is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Russell Woods is 37 minutes, which is far more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Russell Woods is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Russell Woods is $258 per month for minimum coverage and $339 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Winter Halter: Insurance costs 1.60% more
- Durfee: Insurance costs 1.40% less
- Petosky-Otsego: Insurance costs 0.29% more
- Martin Park: Insurance costs 4.03% less
- MacKenzie: Insurance costs 1.35% more
- Fitzgerald: Insurance costs 0.42% more
- Boston Edison: Insurance costs 3.12% less
- Barton-McFarland: Insurance costs 0.10% less
- Tireman: Insurance costs 0.32% less
- Midwest: Insurance costs 1.55% more
Neighborhoods with Similar Populations
- Lakewood Springs: Insurance costs 62.96% less
- North Division: Insurance costs 62.54% less
- Mission San Jose: Insurance costs 52.37% less
- Meadow Village: Insurance costs 53.70% less
- Marlyville: Insurance costs 14.42% less
- Marieville: Insurance costs 40.90% less
- Lyon Park: Insurance costs 66.74% less
- Lynnhurst: Insurance costs 57.95% less
- Lely Resort: Insurance costs 37.39% less
- Angelo Heights: Insurance costs 56.64% less