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Get Cheap Car Insurance in Mill Park, Portland, OR

We monitor insurance prices, helping the average driver in Mill Park save up to 34.7% on car insurance.

 

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The Cheapest Minimum Coverage in Mill Park

The chart below shows the cheapest car insurance company in Mill Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.

 
Mill Park Insurer Monthly Cost
Metromile $82
State Farm $83
Country Financial $92
Travelers $95

Savings for Every Kind of Mill Park Driver

The table shows how much the average auto insurance customer in Mill Park might save by following our recommendations.

Based on our extensive insurance data, we know the average Mill Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $612 per year by choosing the right vehicle insurance company. Some Mill Park residents are paying out over $1,925 extra every year for auto insurance in Mill Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Mill Park Car Insurance vs. Portland

People living in Mill Park pay an average of 27.68% more than the typical driver in the state. The average driver in Mill Park can expect to pay about $1,486 per year, or $1,925 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Mill Park for most people.

Car Insurance Prices by Mill Park Neighborhood

Mill Park, Portland, OR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Mill Park?

The map shows insurance prices in and around Mill Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $162 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,988 to a low of $1,826. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Mill Park.

Pick the Best Car Insurance Company for You in Mill Park

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Mill Park insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Mill Park

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $612 over the average Mill Park car insurance company.

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We use the average good driver, paying $110 per month, as our baseline for pricing in Mill Park. State Farm, Metromile, and Mile Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Mill Park drivers with accidents on their records

In Mill Park getting into an accident will raise premiums an average 37% for a yearly cost of $3,048. That's $1,122 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Mile Auto are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $910 over the competition.

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The best car insurance company for Mill Park drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $742 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Mill Park, tickets raise premiums on new quotes about $822. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Metromile for savings that beat the average insurance cost of $2,748 per year.

The best auto insurance for Mill Park drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,648 per year in auto insurance premiums, which was $723 more than a driver with no major issues. State Farm, Mile Auto, and Kemper penalized their customers the least for a DUI.

Getting a quote from Mile Auto may cost the average person with a DUI about $834 less each year.

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The least expensive car insurance company for new and young drivers in Mill Park

In Mill Park, Country Financial costs young drivers $2,213 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Mill Park. With an average cost of $6,381 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Country Financial try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Mill Park

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $107. State Farm, Progressive, and Country Financial provided the largest discounts to couples living in Mill Park.

State Farm gave the largest car insurance discounts to married couples, averaging $598 saved each year compared to an average Mill Park couple's premiums.

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The cheapest car insurance in Mill Park for drivers with bad credit

People with poor credit saved an average of $712 with Mile Auto.

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Many people are surprised that their poor credit score can cost them an average of $969 every year. Premiums for people with poor credit were about $2,894 in Mill Park. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Mile Auto, Kemper, and Country Financial.

The best Mill Park car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Mill Park, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Country Financial as the best provider in Mill Park.

Nationwide was the best company for customer service in Mill Park according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mill Park, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Mill Park. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Mill Park

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 42% of Mill Park residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mill Park driver can expect to pay about $97 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mill Park, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.
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Auto Insurance Prices in and Around Mill Park

What Influences the Cost of Car Insurance in Mill Park?

On average, car insurance in Mill Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Mill Park is 33 minutes, which is a little more than average for a driver in the city.
  • Oregon state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Mill Park are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Mill Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Mill Park is $124 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Mill Park driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Mill Park with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.