Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Wright Area, Santa Rosa, CA
We monitor insurance prices, helping the average driver in Wright Area save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Wright Area
The chart below shows the cheapest car insurance company in Wright Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Wright Area Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Wright Area Driver
Based on our extensive insurance data, we know the average Wright Area driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $645 per year by choosing the right vehicle insurance company. Some Wright Area residents are paying out over $2,018 extra every year for auto insurance in Wright Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wright Area, Santa Rosa, CA Savings / Yr. |
|---|---|
$645 |
|
$1,182 |
|
$935 |
|
$1,642 |
|
$843 |
|
$366 |
|
$0 |
Wright Area Car Insurance vs. Santa Rosa
People living in Wright Area pay an average of 0.51% more than the typical driver in the state. The average driver in Wright Area can expect to pay about $945 per year, or $2,018 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Wright Area for most people.
Car Insurance Prices by Wright Area Neighborhood
Insurance Prices
Where is insurance cheapest within Wright Area?
The map shows insurance prices in and around Wright Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $169 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,064 to a low of $1,895. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Wright Area.Pick the Best Car Insurance Company for You in Wright Area
The best car insurance provider for most drivers in Wright Area
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $645 over the average Wright Area car insurance company.
The best car insurance provider for Wright Area drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,182 over the competition.
The best car insurance company for Wright Area drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $935 better than other car insurance companies.
The best auto insurance for Wright Area drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,642 less each year.
The least expensive car insurance company for new and young drivers in Wright Area
In Wright Area, State Farm costs young drivers $843 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wright Area
Progressive gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Wright Area couple's premiums.
The cheapest car insurance in Wright Area for drivers with bad credit
The best Wright Area car insurance company for customer service
Nationwide was the best company for customer service in Wright Area according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Wright Area, which was better than other insurers.
The cheapest large national provider in Wright Area
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Wright Area driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wright Area, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Wright Area
What Influences the Cost of Car Insurance in Wright Area?
On average, car insurance in Wright Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wright Area is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wright Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Wright Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wright Area is $79 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- SouthWest Santa Rosa: Insurance costs 2.13% more
- Junior College Neighborhood Assc.: Insurance costs 2.97% less
- Coffey Park: Insurance costs 5.00% less
- Larkfield-Wikiup: Insurance costs 6.00% less
- East Petaluma: Insurance costs 2.92% more
- Browns Valley: Insurance costs 3.22% less
- Linda Vista-San Francisco: Insurance costs 5.25% less
- Vintage: Insurance costs 3.52% less
- Westwood-San Francisco: Insurance costs 1.68% more
- Beard: Insurance costs 2.53% less
Neighborhoods with Similar Populations
- Glenwood: Insurance costs 26.41% more
- Lower Highlands: Insurance costs 12.74% less
- Mill Park: Insurance costs 4.61% less
- Lakeview: Insurance costs 66.70% more
- Kamuela: Insurance costs 29.09% less
- Jefferson Park: Insurance costs 8.77% less
- Ivey Ranch-Rancho del Oro: Insurance costs 1.78% less
- Issaquah Highlands: Insurance costs 24.88% less
- Henninger Park: Insurance costs 15.31% more
- Govans: Insurance costs 23.69% more