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Get Cheap Car Insurance in South Evanston, Evanston, IL
We monitor insurance prices, helping the average driver in South Evanston save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in South Evanston
The chart below shows the cheapest car insurance company in South Evanston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| South Evanston Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Country Financial | $64 |
| Metromile | $69 |
| American Family Insurance | $74 |
Savings for Every Kind of South Evanston Driver
Based on our extensive insurance data, we know the average South Evanston driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some South Evanston residents are paying out over $1,746 extra every year for auto insurance in South Evanston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Evanston, Evanston, IL Savings / Yr. |
|---|---|
$408 |
|
$767 |
|
$613 |
|
$644 |
|
$1,585 |
|
$456 |
|
$586 |
South Evanston Car Insurance vs. Evanston
People living in South Evanston pay an average of 15.54% more than the typical driver in the state. The average driver in South Evanston can expect to pay about $1,036 per year, or $1,746 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in South Evanston for most people.
Car Insurance Prices by South Evanston Neighborhood
Insurance Prices
Where is insurance cheapest within South Evanston?
The map shows insurance prices in and around South Evanston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $481 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,958 to a low of $1,477. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of South Evanston.Pick the Best Car Insurance Company for You in South Evanston
The best car insurance provider for most drivers in South Evanston
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $408 over the average South Evanston car insurance company.
The best car insurance provider for South Evanston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for South Evanston drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $613 better than other car insurance companies.
The best auto insurance for South Evanston drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $644 less each year.
The least expensive car insurance company for new and young drivers in South Evanston
In South Evanston, State Farm costs young drivers $1,585 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Evanston
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average South Evanston couple's premiums.
The cheapest car insurance in South Evanston for drivers with bad credit
The best South Evanston car insurance company for customer service
Nationwide was the best company for customer service in South Evanston according to the NAIC.
Recent price drops
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The cheapest large national provider in South Evanston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Evanston driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Evanston, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Evanston
What Influences the Cost of Car Insurance in South Evanston?
On average, car insurance in South Evanston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Evanston are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Evanston has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Evanston is $86 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown: Insurance costs 7.39% less
- Rogers Park: Insurance costs 12.31% more
- West Ridge: Insurance costs 7.79% more
- Central Street Merchant District: Insurance costs 6.47% less
- Granville Gardens: Insurance costs 13.34% more
- Edgewater: Insurance costs 9.16% more
- Andersonville: Insurance costs 7.62% more
- Gross Point: Insurance costs 6.13% less
- North Park: Insurance costs 6.99% more
- Lincoln Square: Insurance costs 6.36% more
Neighborhoods with Similar Populations
- Dayton's Bluff: Insurance costs 14.43% more
- Huntridge: Insurance costs 56.36% more
- Grandview: Insurance costs 49.54% more
- Cuf: Insurance costs 32.59% less
- Tioga-Nicetown: Insurance costs 2.46% more
- Vance Jackson: Insurance costs 4.47% more
- Central District: Insurance costs 3.15% more
- Wallingford: Insurance costs 8.53% less
- West Loch: Insurance costs 12.71% less
- Bernal Heights: Insurance costs 24.51% more