Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in West Los Angeles, Los Angeles, CA
We monitor insurance prices, helping the average driver in West Los Angeles save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in West Los Angeles
The chart below shows the cheapest car insurance company in West Los Angeles for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| West Los Angeles Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of West Los Angeles Driver
Based on our extensive insurance data, we know the average West Los Angeles driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $746 per year by choosing the right vehicle insurance company. Some West Los Angeles residents are paying out over $2,334 extra every year for auto insurance in West Los Angeles. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Los Angeles, Los Angeles, CA Savings / Yr. |
|---|---|
$746 |
|
$1,367 |
|
$1,081 |
|
$1,899 |
|
$975 |
|
$423 |
|
$0 |
West Los Angeles Car Insurance vs. Los Angeles
People living in West Los Angeles pay an average of 16.24% more than the typical driver in the state. The average driver in West Los Angeles can expect to pay about $1,093 per year, or $2,334 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in West Los Angeles for most people.
Car Insurance Prices by West Los Angeles Neighborhood
Insurance Prices
Where is insurance cheapest within West Los Angeles?
The map shows insurance prices in and around West Los Angeles, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $698 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,676 to a low of $1,978. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of West Los Angeles.Pick the Best Car Insurance Company for You in West Los Angeles
The best car insurance provider for most drivers in West Los Angeles
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $746 over the average West Los Angeles car insurance company.
The best car insurance provider for West Los Angeles drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,367 over the competition.
The best car insurance company for West Los Angeles drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,081 better than other car insurance companies.
The best auto insurance for West Los Angeles drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,899 less each year.
The least expensive car insurance company for new and young drivers in West Los Angeles
In West Los Angeles, State Farm costs young drivers $975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Los Angeles
Progressive gave the largest car insurance discounts to married couples, averaging $423 saved each year compared to an average West Los Angeles couple's premiums.
The cheapest car insurance in West Los Angeles for drivers with bad credit
The best West Los Angeles car insurance company for customer service
Nationwide was the best company for customer service in West Los Angeles according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in West Los Angeles, which was better than other insurers.
The cheapest large national provider in West Los Angeles
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average West Los Angeles driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Los Angeles, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around West Los Angeles
What Influences the Cost of Car Insurance in West Los Angeles?
On average, car insurance in West Los Angeles is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Los Angeles are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- West Los Angeles is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Los Angeles is $91 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Century City: Insurance costs 1.16% more
- Palms: Insurance costs 3.73% more
- Clarkdale: Insurance costs 1.24% more
- Westwood: Insurance costs 2.23% less
- Pico-Robertson: Insurance costs 8.14% more
- Sawtelle: Insurance costs 2.10% more
- Mar Vista: Insurance costs 1.41% more
- Jefferson: Insurance costs 1.16% more
- West Adams: Insurance costs 12.60% more
- Mid City West: Insurance costs 6.17% more
Neighborhoods with Similar Populations
- Lone Mountain: Insurance costs 3.90% more
- Southwest Ada: Insurance costs 53.34% less
- Southside: Insurance costs 32.13% more
- Southeast Boise: Insurance costs 54.24% less
- South Reno: Insurance costs 11.27% less
- South Lawndale: Insurance costs 14.01% less
- Silver Lake: Insurance costs 6.30% more
- Near Northwest: Insurance costs 10.37% less
- Mission: Insurance costs 0.26% more
- Mid City West: Insurance costs 6.17% more