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Get Cheap Car Insurance in Palms, Los Angeles, CA
We monitor insurance prices, helping the average driver in Palms save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Palms
The chart below shows the cheapest car insurance company in Palms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Palms Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $69 |
| Progressive | $73 |
| Travelers | $76 |
Savings for Every Kind of Palms Driver
Based on our extensive insurance data, we know the average Palms driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $774 per year by choosing the right vehicle insurance company. Some Palms residents are paying out over $2,421 extra every year for auto insurance in Palms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palms, Los Angeles, CA Savings / Yr. |
|---|---|
$774 |
|
$1,418 |
|
$1,121 |
|
$1,970 |
|
$1,012 |
|
$439 |
|
$0 |
Palms Car Insurance vs. Los Angeles
People living in Palms pay an average of 20.56% more than the typical driver in the state. The average driver in Palms can expect to pay about $1,133 per year, or $2,421 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Palms for most people.
Car Insurance Prices by Palms Neighborhood
Insurance Prices
Where is insurance cheapest within Palms?
The map shows insurance prices in and around Palms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $350 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,613 to a low of $2,263. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Palms.Pick the Best Car Insurance Company for You in Palms
The best car insurance provider for most drivers in Palms
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $774 over the average Palms car insurance company.
The best car insurance provider for Palms drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,418 over the competition.
The best car insurance company for Palms drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,121 better than other car insurance companies.
The best auto insurance for Palms drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,970 less each year.
The least expensive car insurance company for new and young drivers in Palms
In Palms, State Farm costs young drivers $1,012 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palms
Progressive gave the largest car insurance discounts to married couples, averaging $439 saved each year compared to an average Palms couple's premiums.
The cheapest car insurance in Palms for drivers with bad credit
The best Palms car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palms
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Palms driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palms, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Palms
What Influences the Cost of Car Insurance in Palms?
On average, car insurance in Palms is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palms are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Palms has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Palms is $94 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clarkdale: Insurance costs 2.40% less
- West Los Angeles: Insurance costs 3.59% less
- Jefferson: Insurance costs 2.48% less
- Mar Vista: Insurance costs 2.23% less
- Century City: Insurance costs 2.48% less
- Playa Vista: Insurance costs 0.45% more
- Pico-Robertson: Insurance costs 4.25% more
- Fox Hills: Insurance costs 2.60% less
- West Adams: Insurance costs 8.55% more
- Sawtelle: Insurance costs 1.57% less
Neighborhoods with Similar Populations
- Inner Richmond: Insurance costs 5.78% less
- St Charles: Insurance costs 12.23% less
- Southeast Boise: Insurance costs 55.89% less
- South Shore: Insurance costs 15.16% less
- South Reno: Insurance costs 14.46% less
- South Lawndale: Insurance costs 17.10% less
- Lower Valley: Insurance costs 20.74% less
- Lone Mountain: Insurance costs 0.17% more
- Irving Park: Insurance costs 21.44% less
- Sunnyvale West: Insurance costs 16.94% less