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Get Cheap Car Insurance in Irving Park, Chicago, IL
We monitor insurance prices, helping the average driver in Irving Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Irving Park
The chart below shows the cheapest car insurance company in Irving Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Irving Park Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Country Financial | $69 |
| Metromile | $76 |
| American Family Insurance | $81 |
Savings for Every Kind of Irving Park Driver
Based on our extensive insurance data, we know the average Irving Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Irving Park residents are paying out over $1,902 extra every year for auto insurance in Irving Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Irving Park, Chicago, IL Savings / Yr. |
|---|---|
$444 |
|
$836 |
|
$668 |
|
$701 |
|
$1,727 |
|
$497 |
|
$638 |
Irving Park Car Insurance vs. Chicago
People living in Irving Park pay an average of 25.86% more than the typical driver in the state. The average driver in Irving Park can expect to pay about $1,129 per year, or $1,902 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Irving Park for most people.
Car Insurance Prices by Irving Park Neighborhood
Insurance Prices
Where is insurance cheapest within Irving Park?
The map shows insurance prices in and around Irving Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $325 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,025 to a low of $1,700. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Irving Park.Pick the Best Car Insurance Company for You in Irving Park
The best car insurance provider for most drivers in Irving Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $444 over the average Irving Park car insurance company.
The best car insurance provider for Irving Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $836 over the competition.
The best car insurance company for Irving Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $668 better than other car insurance companies.
The best auto insurance for Irving Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $701 less each year.
The least expensive car insurance company for new and young drivers in Irving Park
In Irving Park, State Farm costs young drivers $1,727 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Irving Park
State Farm gave the largest car insurance discounts to married couples, averaging $497 saved each year compared to an average Irving Park couple's premiums.
The cheapest car insurance in Irving Park for drivers with bad credit
The best Irving Park car insurance company for customer service
Nationwide was the best company for customer service in Irving Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Irving Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Irving Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Irving Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Irving Park
What Influences the Cost of Car Insurance in Irving Park?
On average, car insurance in Irving Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Irving Park is 44 minutes, which is about the national average for a driver in the city.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Irving Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Irving Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Irving Park is $94 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Albany Park: Insurance costs 2.73% more
- Ravenswood Manor: Insurance costs 1.16% more
- Avondale: Insurance costs 1.89% more
- North Mayfair: Insurance costs 2.31% less
- Grayland: Insurance costs 0.47% less
- Ravenswood Gardens: Insurance costs 2.79% less
- Montrose: Insurance costs 2.89% less
- North Center: Insurance costs 8.73% less
- Hermosa: Insurance costs 5.21% more
- Bowmanville: Insurance costs 1.31% less
Neighborhoods with Similar Populations
- Seaport: Insurance costs 21.71% more
- Norwood Park: Insurance costs 10.73% less
- Oak Cliff: Insurance costs 6.62% more
- Oakland Gardens: Insurance costs 65.14% more
- Old Brooklyn: Insurance costs 36.07% less
- Rhodes Ranch: Insurance costs 31.86% more
- Riverview West: Insurance costs 21.08% more
- Roseland: Insurance costs 9.52% more
- Scripps Ranch: Insurance costs 0.84% more
- Montello: Insurance costs 11.62% more