Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Century City, Los Angeles, CA

We monitor insurance prices, helping the average driver in Century City save up to 33.7% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Century City

The chart below shows the cheapest car insurance company in Century City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.

 
Century City Insurer Monthly Cost
Metromile $59
Geico $67
Progressive $72
Travelers $74

Savings for Every Kind of Century City Driver

The table shows how much the average auto insurance customer in Century City might save by following our recommendations.

Based on our extensive insurance data, we know the average Century City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $755 per year by choosing the right vehicle insurance company. Some Century City residents are paying out over $2,361 extra every year for auto insurance in Century City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Century City Car Insurance vs. Los Angeles

People living in Century City pay an average of 17.56% more than the typical driver in the state. The average driver in Century City can expect to pay about $1,105 per year, or $2,361 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Century City for most people.

Car Insurance Prices by Century City Neighborhood

Century City, Los Angeles, CA map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Century City?

The map shows insurance prices in and around Century City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $484 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,634 to a low of $2,150. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Century City.

Pick the Best Car Insurance Company for You in Century City

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Century City insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Century City

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $755 over the average Century City car insurance company.

Visit Site

We use the average good driver, paying $134 per month, as our baseline for pricing in Century City. Allstate, Metromile, and Esurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Century City drivers with accidents on their records

In Century City getting into an accident will raise premiums an average 44% for a yearly cost of $4,245. That's $1,884 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Metromile, and Mercury Insurance are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,382 over the competition.

Visit Site

The best car insurance company for Century City drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $1,093 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Century City, tickets raise premiums on new quotes about $1,198. If you have a speeding ticket, we recommend Geico, Metromile, and Mercury Insurance for savings that beat the average insurance cost of $3,559 per year.

The best auto insurance for Century City drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,978 per year in auto insurance premiums, which was $3,617 more than a driver with no major issues. Progressive, Travelers, and Mercury Insurance penalized their customers the least for a DUI.

Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,921 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Century City

In Century City, State Farm costs young drivers $986 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 62% more for insurance than more mature drivers in Century City. With an average cost of $6,264 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Mercury Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Century City

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $234. Geico, Progressive, and Mercury Insurance provided the largest discounts to couples living in Century City.

Progressive gave the largest car insurance discounts to married couples, averaging $428 saved each year compared to an average Century City couple's premiums.

Visit Site

The cheapest car insurance in Century City for drivers with bad credit

The state of California does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Century City car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Century City, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Century City.

Nationwide was the best company for customer service in Century City according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Century City, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Century City. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Century City

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 42% of Century City residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Allstate tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Century City driver can expect to pay about $129 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Century City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Century City

What Influences the Cost of Car Insurance in Century City?

On average, car insurance in Century City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Century City is 29 minutes, which is far less than average for a driver in the city.
  • California state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Century City are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Century City is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Century City is $92 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Century City driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Century City with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.