Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Bethel Welborn, Kansas City, KS

We monitor insurance prices, helping the average driver in Bethel Welborn save up to 29.5% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Bethel Welborn

The chart below shows the cheapest car insurance company in Bethel Welborn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.

 
Bethel Welborn Insurer Monthly Cost
State Farm $61
Kemper $63
Farm Bureau $66
Travelers $67

Savings for Every Kind of Bethel Welborn Driver

The table shows how much the average auto insurance customer in Bethel Welborn might save by following our recommendations.

Based on our extensive insurance data, we know the average Bethel Welborn driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some Bethel Welborn residents are paying out over $1,844 extra every year for auto insurance in Bethel Welborn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Bethel Welborn Car Insurance vs. Kansas City

People living in Bethel Welborn pay an average of 17.84% more than the typical driver in the state. The average driver in Bethel Welborn can expect to pay about $993 per year, or $1,844 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Bethel Welborn for most people.

Car Insurance Prices by Bethel Welborn Neighborhood

Bethel Welborn, Kansas City, KS map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Bethel Welborn?

The map shows insurance prices in and around Bethel Welborn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $188 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,906 to a low of $1,718. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Bethel Welborn.

Pick the Best Car Insurance Company for You in Bethel Welborn

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Bethel Welborn insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Bethel Welborn

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $437 over the average Bethel Welborn car insurance company.

Visit Site

We use the average good driver, paying $117 per month, as our baseline for pricing in Bethel Welborn. Geico, Kemper, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Bethel Welborn drivers with accidents on their records

In Bethel Welborn getting into an accident will raise premiums an average 33% for a yearly cost of $2,750. That's $906 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $696 over the competition.

Visit Site

The best car insurance company for Bethel Welborn drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $497 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Bethel Welborn, tickets raise premiums on new quotes about $461. If you have a speeding ticket, we recommend Geico, Dairyland, and Kemper for savings that beat the average insurance cost of $2,305 per year.

The best auto insurance for Bethel Welborn drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,971 per year in auto insurance premiums, which was $1,127 more than a driver with no major issues. Travelers, Dairyland, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Dairyland may cost the average person with a DUI about $814 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Bethel Welborn

In Bethel Welborn, Geico costs young drivers $1,588 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Bethel Welborn. With an average cost of $5,543 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Bethel Welborn

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $103. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Bethel Welborn.

State Farm gave the largest car insurance discounts to married couples, averaging $405 saved each year compared to an average Bethel Welborn couple's premiums.

Visit Site

The cheapest car insurance in Bethel Welborn for drivers with bad credit

People with poor credit saved an average of $885 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,160 every year. Premiums for people with poor credit were about $3,004 in Bethel Welborn. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Dairyland.

The best Bethel Welborn car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Bethel Welborn, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Bethel Welborn.

Nationwide was the best company for customer service in Bethel Welborn according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bethel Welborn, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Bethel Welborn. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Bethel Welborn

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 35% of Bethel Welborn residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bethel Welborn driver can expect to pay about $100 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bethel Welborn, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Bethel Welborn

What Influences the Cost of Car Insurance in Bethel Welborn?

On average, car insurance in Bethel Welborn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Bethel Welborn is 26 minutes, which is far more than average for a driver in the city.
  • Kansas state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Bethel Welborn are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Bethel Welborn is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Bethel Welborn is $83 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Bethel Welborn driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Bethel Welborn with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.