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Get Cheap Car Insurance in Strawberry Hill, Kansas City, KS

We monitor insurance prices, helping the average driver in Strawberry Hill save up to 29.5% on car insurance.

 

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The Cheapest Minimum Coverage in Strawberry Hill

The chart below shows the cheapest car insurance company in Strawberry Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.

 
Strawberry Hill Insurer Monthly Cost
State Farm $60
Kemper $62
Farm Bureau $64
Travelers $65

Savings for Every Kind of Strawberry Hill Driver

The table shows how much the average auto insurance customer in Strawberry Hill might save by following our recommendations.

Based on our extensive insurance data, we know the average Strawberry Hill driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $426 per year by choosing the right vehicle insurance company. Some Strawberry Hill residents are paying out over $1,797 extra every year for auto insurance in Strawberry Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Strawberry Hill Car Insurance vs. Kansas City

People living in Strawberry Hill pay an average of 14.84% more than the typical driver in the state. The average driver in Strawberry Hill can expect to pay about $968 per year, or $1,797 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Strawberry Hill for most people.

Car Insurance Prices by Strawberry Hill Neighborhood

Strawberry Hill, Kansas City, KS map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Strawberry Hill?

The map shows insurance prices in and around Strawberry Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $336 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,969 to a low of $1,633. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Strawberry Hill.

Pick the Best Car Insurance Company for You in Strawberry Hill

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Strawberry Hill insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Strawberry Hill

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $426 over the average Strawberry Hill car insurance company.

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We use the average good driver, paying $114 per month, as our baseline for pricing in Strawberry Hill. Geico, Kemper, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Strawberry Hill drivers with accidents on their records

In Strawberry Hill getting into an accident will raise premiums an average 33% for a yearly cost of $2,680. That's $883 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and American Family Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $679 over the competition.

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The best car insurance company for Strawberry Hill drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Strawberry Hill, tickets raise premiums on new quotes about $449. If you have a speeding ticket, we recommend Geico, Dairyland, and Kemper for savings that beat the average insurance cost of $2,246 per year.

The best auto insurance for Strawberry Hill drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,895 per year in auto insurance premiums, which was $1,098 more than a driver with no major issues. Travelers, Dairyland, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Dairyland may cost the average person with a DUI about $794 less each year.

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The least expensive car insurance company for new and young drivers in Strawberry Hill

In Strawberry Hill, Geico costs young drivers $1,548 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Strawberry Hill. With an average cost of $5,402 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Strawberry Hill

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $100. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Strawberry Hill.

State Farm gave the largest car insurance discounts to married couples, averaging $395 saved each year compared to an average Strawberry Hill couple's premiums.

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The cheapest car insurance in Strawberry Hill for drivers with bad credit

People with poor credit saved an average of $862 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,130 every year. Premiums for people with poor credit were about $2,927 in Strawberry Hill. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Dairyland.

The best Strawberry Hill car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Strawberry Hill, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Strawberry Hill.

Nationwide was the best company for customer service in Strawberry Hill according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Strawberry Hill, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Strawberry Hill. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Strawberry Hill

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 70% of Strawberry Hill residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Strawberry Hill driver can expect to pay about $100 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Strawberry Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.
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Auto Insurance Prices in and Around Strawberry Hill

What Influences the Cost of Car Insurance in Strawberry Hill?

On average, car insurance in Strawberry Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Strawberry Hill is 24 minutes, which is a little more than average for a driver in the city.
  • Kansas state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Strawberry Hill are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Strawberry Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Strawberry Hill is $81 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Strawberry Hill driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Strawberry Hill with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.