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Get Cheap Car Insurance in Royal Lakes, Jacksonville, FL
We monitor insurance prices, helping the average driver in Royal Lakes save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Royal Lakes
The chart below shows the cheapest car insurance company in Royal Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Royal Lakes Insurer | Monthly Cost |
|---|---|
| Geico | $123 |
| State Farm | $130 |
| Gainsco | $170 |
| Bristol West | $170 |
Savings for Every Kind of Royal Lakes Driver
Based on our extensive insurance data, we know the average Royal Lakes driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $751 per year by choosing the right vehicle insurance company. Some Royal Lakes residents are paying out over $2,568 extra every year for auto insurance in Royal Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Royal Lakes, Jacksonville, FL Savings / Yr. |
|---|---|
$751 |
|
$1,103 |
|
$848 |
|
$840 |
|
$2,668 |
|
$729 |
|
$1,062 |
Royal Lakes Car Insurance vs. Jacksonville
People living in Royal Lakes pay an average of 2.82% less than the typical driver in the state. The average driver in Royal Lakes can expect to pay about $2,344 per year, or $2,568 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Royal Lakes for most people.
Car Insurance Prices by Royal Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Royal Lakes?
The map shows insurance prices in and around Royal Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $302 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,727 to a low of $2,425. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Royal Lakes.Pick the Best Car Insurance Company for You in Royal Lakes
The best car insurance provider for most drivers in Royal Lakes
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $751 over the average Royal Lakes car insurance company.
The best car insurance provider for Royal Lakes drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,103 over the competition.
The best car insurance company for Royal Lakes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $848 better than other car insurance companies.
The best auto insurance for Royal Lakes drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $840 less each year.
The least expensive car insurance company for new and young drivers in Royal Lakes
In Royal Lakes, Geico costs young drivers $2,668 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Royal Lakes
Geico gave the largest car insurance discounts to married couples, averaging $729 saved each year compared to an average Royal Lakes couple's premiums.
The cheapest car insurance in Royal Lakes for drivers with bad credit
The best Royal Lakes car insurance company for customer service
Recent price drops
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The cheapest large national provider in Royal Lakes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Royal Lakes driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Royal Lakes, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Royal Lakes
What Influences the Cost of Car Insurance in Royal Lakes?
On average, car insurance in Royal Lakes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Royal Lakes is 28 minutes, which is a little less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Royal Lakes are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Royal Lakes is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Royal Lakes is $195 per month for minimum coverage and $214 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Baymeadows: Insurance costs 4.52% less
- Deerwood: Insurance costs 6.66% less
- Craven: Insurance costs 4.28% more
- Deercreek: Insurance costs 0.62% less
- Brierwood: Insurance costs 2.22% less
- Sunbeam: Insurance costs 2.96% more
- Mandarin Station-Losco: Insurance costs 0.82% less
- Secret Cove: Insurance costs 5.22% less
- Goodby's Creek: Insurance costs 4.63% less
- Southpoint: Insurance costs 0.58% less
Neighborhoods with Similar Populations
- Rockfish: Insurance costs 47.59% less
- NoTi: Insurance costs 39.64% less
- O Hair Park: Insurance costs 56.89% more
- Plaza Midwood: Insurance costs 48.52% less
- Pleasant Grove East: Insurance costs 52.49% less
- Pleasant Run Farm: Insurance costs 49.45% less
- Pyne Poynt: Insurance costs 14.49% less
- Queen Anne Park: Insurance costs 17.17% less
- Riverside: Insurance costs 35.51% less
- Riviera-Westchester: Insurance costs 21.77% less