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Get Cheap Car Insurance in Plaza Midwood, Charlotte, NC
We monitor insurance prices, helping the average driver in Plaza Midwood save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Plaza Midwood
The chart below shows the cheapest car insurance company in Plaza Midwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Plaza Midwood Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $50 |
| Erie Insurance | $51 |
| Farm Bureau | $54 |
| Progressive | $57 |
Savings for Every Kind of Plaza Midwood Driver
Based on our extensive insurance data, we know the average Plaza Midwood driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $254 per year by choosing the right vehicle insurance company. Some Plaza Midwood residents are paying out over $1,322 extra every year for auto insurance in Plaza Midwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plaza Midwood, Charlotte, NC Savings / Yr. |
|---|---|
$254 |
|
$552 |
|
$402 |
|
$1,026 |
|
$762 |
|
$307 |
|
$460 |
Plaza Midwood Car Insurance vs. Charlotte
People living in Plaza Midwood pay an average of 5.78% more than the typical driver in the state. The average driver in Plaza Midwood can expect to pay about $792 per year, or $1,322 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Plaza Midwood for most people.
Car Insurance Prices by Plaza Midwood Neighborhood
Insurance Prices
Where is insurance cheapest within Plaza Midwood?
The map shows insurance prices in and around Plaza Midwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,358 to a low of $1,291. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Plaza Midwood.Pick the Best Car Insurance Company for You in Plaza Midwood
The best car insurance provider for most drivers in Plaza Midwood
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $254 over the average Plaza Midwood car insurance company.
The best car insurance provider for Plaza Midwood drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $552 over the competition.
The best car insurance company for Plaza Midwood drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $402 better than other car insurance companies.
The best auto insurance for Plaza Midwood drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,026 less each year.
The least expensive car insurance company for new and young drivers in Plaza Midwood
In Plaza Midwood, State Farm costs young drivers $762 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plaza Midwood
Erie Insurance gave the largest car insurance discounts to married couples, averaging $307 saved each year compared to an average Plaza Midwood couple's premiums.
The cheapest car insurance in Plaza Midwood for drivers with bad credit
The best Plaza Midwood car insurance company for customer service
Nationwide was the best company for customer service in Plaza Midwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Plaza Midwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plaza Midwood driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plaza Midwood, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Plaza Midwood
What Influences the Cost of Car Insurance in Plaza Midwood?
On average, car insurance in Plaza Midwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Plaza Midwood is 27 minutes, which is about the national average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plaza Midwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Plaza Midwood is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plaza Midwood is $66 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Elizabeth: Insurance costs 2.04% less
- Briarcreek-Woodland: Insurance costs 9.08% more
- Country Club Heights: Insurance costs 11.50% more
- Plaza-Shamrock: Insurance costs 13.31% more
- North Charlotte: Insurance costs 4.54% more
- Fourth Ward: Insurance costs 5.75% less
- Downtown Charlotte: Insurance costs 2.87% less
- Windsor Park: Insurance costs 12.25% more
- Shannon Park: Insurance costs 16.41% more
- Sugaw Creek: Insurance costs 17.70% more
Neighborhoods with Similar Populations
- Hot Wells: Insurance costs 49.02% more
- Thousand Oaks: Insurance costs 30.56% more
- Thorpe Westwood: Insurance costs 0.61% less
- Third World: Insurance costs 51.82% more
- The Plot: Insurance costs 5.82% more
- The Flatts: Insurance costs 12.71% more
- Monument Street: Insurance costs 61.80% more
- McKinney: Insurance costs 36.01% more
- Lincoln Villas: Insurance costs 112.93% more
- Las Lomas: Insurance costs 50.00% more