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Get Cheap Car Insurance in Roxbury, Boston, MA
We monitor insurance prices, helping the average driver in Roxbury save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Roxbury
The chart below shows the cheapest car insurance company in Roxbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Roxbury Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $55 |
| Geico | $59 |
| Midvale Home & Auto | $69 |
| Travelers | $87 |
Savings for Every Kind of Roxbury Driver
Based on our extensive insurance data, we know the average Roxbury driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $744 per year by choosing the right vehicle insurance company. Some Roxbury residents are paying out over $2,177 extra every year for auto insurance in Roxbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roxbury, Boston, MA Savings / Yr. |
|---|---|
$744 |
|
$1,108 |
|
$921 |
|
$1,223 |
|
$2,696 |
|
$0 |
|
$0 |
Roxbury Car Insurance vs. Boston
People living in Roxbury pay an average of 40.21% more than the typical driver in the state. The average driver in Roxbury can expect to pay about $935 per year, or $2,177 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Roxbury for most people.
Car Insurance Prices by Roxbury Neighborhood
Insurance Prices
Where is insurance cheapest within Roxbury?
The map shows insurance prices in and around Roxbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $797 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,438 to a low of $1,641. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Roxbury.Pick the Best Car Insurance Company for You in Roxbury
The best car insurance provider for most drivers in Roxbury
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $744 over the average Roxbury car insurance company.
The best car insurance provider for Roxbury drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,108 over the competition.
The best car insurance company for Roxbury drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $921 better than other car insurance companies.
The best auto insurance for Roxbury drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,223 less each year.
The least expensive car insurance company for new and young drivers in Roxbury
In Roxbury, State Farm costs young drivers $2,696 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roxbury
The cheapest car insurance in Roxbury for drivers with bad credit
The best Roxbury car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roxbury
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Roxbury driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roxbury, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Roxbury
What Influences the Cost of Car Insurance in Roxbury?
On average, car insurance in Roxbury is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Roxbury is 37 minutes, which is a little more than average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Roxbury is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Roxbury is $78 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Nubian Square: Insurance costs 3.31% more
- Mount Bowdoin: Insurance costs 7.72% more
- Fenway-Kenmore: Insurance costs 14.01% less
- South End: Insurance costs 7.90% less
- North Dorchester: Insurance costs 2.53% less
- Brookline Village: Insurance costs 14.70% less
- Brookline Village Commercial District: Insurance costs 17.64% less
- Back Bay: Insurance costs 14.97% less
- Forest Hills: Insurance costs 7.72% less
- Coolidge Corner: Insurance costs 14.75% less
Neighborhoods with Similar Populations
- Rogers Park: Insurance costs 9.92% less
- Lincoln Park: Insurance costs 18.51% less
- Little Havana: Insurance costs 64.72% more
- Long Island City: Insurance costs 47.04% more
- McLane: Insurance costs 2.62% less
- Allston-Brighton: Insurance costs 12.68% less
- Midtown: Insurance costs 41.39% more
- Mira Mesa: Insurance costs 10.29% less
- Morris Heights: Insurance costs 65.41% more
- Northeast: Insurance costs 44.14% less