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Get Cheap Car Insurance in Mount Bowdoin, Boston, MA
We monitor insurance prices, helping the average driver in Mount Bowdoin save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Mount Bowdoin
The chart below shows the cheapest car insurance company in Mount Bowdoin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Mount Bowdoin Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $59 |
| Geico | $63 |
| Midvale Home & Auto | $74 |
| Travelers | $93 |
Savings for Every Kind of Mount Bowdoin Driver
Based on our extensive insurance data, we know the average Mount Bowdoin driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $802 per year by choosing the right vehicle insurance company. Some Mount Bowdoin residents are paying out over $2,345 extra every year for auto insurance in Mount Bowdoin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Bowdoin, Boston, MA Savings / Yr. |
|---|---|
$802 |
|
$1,193 |
|
$992 |
|
$1,316 |
|
$2,903 |
|
$0 |
|
$0 |
Mount Bowdoin Car Insurance vs. Boston
People living in Mount Bowdoin pay an average of 50.97% more than the typical driver in the state. The average driver in Mount Bowdoin can expect to pay about $1,007 per year, or $2,345 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mount Bowdoin for most people.
Car Insurance Prices by Mount Bowdoin Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Bowdoin?
The map shows insurance prices in and around Mount Bowdoin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $160 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,438 to a low of $2,278. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Mount Bowdoin.Pick the Best Car Insurance Company for You in Mount Bowdoin
The best car insurance provider for most drivers in Mount Bowdoin
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $802 over the average Mount Bowdoin car insurance company.
The best car insurance provider for Mount Bowdoin drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,193 over the competition.
The best car insurance company for Mount Bowdoin drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $992 better than other car insurance companies.
The best auto insurance for Mount Bowdoin drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,316 less each year.
The least expensive car insurance company for new and young drivers in Mount Bowdoin
In Mount Bowdoin, State Farm costs young drivers $2,903 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Bowdoin
The cheapest car insurance in Mount Bowdoin for drivers with bad credit
The best Mount Bowdoin car insurance company for customer service
Nationwide was the best company for customer service in Mount Bowdoin according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Bowdoin
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mount Bowdoin driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Bowdoin, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Mount Bowdoin
What Influences the Cost of Car Insurance in Mount Bowdoin?
On average, car insurance in Mount Bowdoin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mount Bowdoin is 42 minutes, which is far more than average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Mount Bowdoin is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Bowdoin is $84 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dorchester Center: Insurance costs 1.15% more
- South Dorchester: Insurance costs 4.99% less
- Fields Corner: Insurance costs 6.23% less
- Roxbury: Insurance costs 7.16% less
- North Dorchester: Insurance costs 9.51% less
- Nubian Square: Insurance costs 4.09% less
- Forest Hills: Insurance costs 14.33% less
- Neponset: Insurance costs 17.74% less
- South End: Insurance costs 14.50% less
- Dorchester Heights: Insurance costs 20.00% less
Neighborhoods with Similar Populations
- Martha Lake: Insurance costs 29.59% less
- Vista East: Insurance costs 15.61% more
- Iron Triangle: Insurance costs 2.52% more
- Villages of Westcreek: Insurance costs 18.85% less
- Lake Nona: Insurance costs 2.43% more
- Valley Station: Insurance costs 7.80% less
- Lee-Miles: Insurance costs 41.92% less
- Love Field Area: Insurance costs 18.08% less
- Mandell: Insurance costs 11.13% less
- Aberdeen: Insurance costs 43.67% less