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Get Cheap Car Insurance in Au-Tenleytown, Washington, DC

We monitor insurance prices, helping the average driver in Au-Tenleytown save up to 38.3% on car insurance.

 

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The Cheapest Minimum Coverage in Au-Tenleytown

The chart below shows the cheapest car insurance company in Au-Tenleytown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.

 
Au-Tenleytown Insurer Monthly Cost
Travelers $63
Erie Insurance $65
State Farm $75
Midvale Home & Auto $81

Savings for Every Kind of Au-Tenleytown Driver

The table shows how much the average auto insurance customer in Au-Tenleytown might save by following our recommendations.

Based on our extensive insurance data, we know the average Au-Tenleytown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $499 per year by choosing the right vehicle insurance company. Some Au-Tenleytown residents are paying out over $2,017 extra every year for auto insurance in Au-Tenleytown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Au-Tenleytown Car Insurance vs. Washington

People living in Au-Tenleytown pay an average of 4.18% more than the typical driver in the state. The average driver in Au-Tenleytown can expect to pay about $1,061 per year, or $2,017 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Au-Tenleytown for most people.

Car Insurance Prices by Au-Tenleytown Neighborhood

Au-Tenleytown, Washington, DC map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Au-Tenleytown?

The map shows insurance prices in and around Au-Tenleytown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $404 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,243 to a low of $1,839. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Au-Tenleytown.

Pick the Best Car Insurance Company for You in Au-Tenleytown

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Au-Tenleytown insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Au-Tenleytown

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $499 over the average Au-Tenleytown car insurance company.

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We use the average good driver, paying $127 per month, as our baseline for pricing in Au-Tenleytown. State Farm, Travelers, and Erie Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Au-Tenleytown drivers with accidents on their records

In Au-Tenleytown getting into an accident will raise premiums an average 25% for a yearly cost of $2,677. That's $661 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $795 over the competition.

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The best car insurance company for Au-Tenleytown drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $515 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Au-Tenleytown, tickets raise premiums on new quotes about $199. If you have a speeding ticket, we recommend State Farm, Travelers, and Erie Insurance for savings that beat the average insurance cost of $2,216 per year.

The best auto insurance for Au-Tenleytown drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,146 per year in auto insurance premiums, which was $1,129 more than a driver with no major issues. Travelers, Erie Insurance, and Midvale Home & Auto penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $1,204 less each year.

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The least expensive car insurance company for new and young drivers in Au-Tenleytown

In Au-Tenleytown, Erie Insurance costs young drivers $2,558 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 72% more for insurance than more mature drivers in Au-Tenleytown. With an average cost of $7,160 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Au-Tenleytown

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $52. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Au-Tenleytown.

State Farm gave the largest car insurance discounts to married couples, averaging $473 saved each year compared to an average Au-Tenleytown couple's premiums.

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The cheapest car insurance in Au-Tenleytown for drivers with bad credit

People with poor credit saved an average of $452 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $1,096 every year. Premiums for people with poor credit were about $3,113 in Au-Tenleytown. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Travelers.

The best Au-Tenleytown car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Au-Tenleytown, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Au-Tenleytown.

Nationwide was the best company for customer service in Au-Tenleytown according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Au-Tenleytown, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Au-Tenleytown. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Au-Tenleytown

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 20% of Au-Tenleytown residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Au-Tenleytown driver can expect to pay about $121 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Au-Tenleytown, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.
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Auto Insurance Prices in and Around Au-Tenleytown

What Influences the Cost of Car Insurance in Au-Tenleytown?

On average, car insurance in Au-Tenleytown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Au-Tenleytown is 32 minutes, which is a little less than average for a driver in the city.
  • District of Columbia state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Au-Tenleytown are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Au-Tenleytown is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Au-Tenleytown is $88 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Au-Tenleytown driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Au-Tenleytown with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.