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Get Cheap Car Insurance in Kamala Park, Oxnard, CA
We monitor insurance prices, helping the average driver in Kamala Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Kamala Park
The chart below shows the cheapest car insurance company in Kamala Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Kamala Park Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $70 |
Savings for Every Kind of Kamala Park Driver
Based on our extensive insurance data, we know the average Kamala Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $710 per year by choosing the right vehicle insurance company. Some Kamala Park residents are paying out over $2,221 extra every year for auto insurance in Kamala Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kamala Park, Oxnard, CA Savings / Yr. |
|---|---|
$710 |
|
$1,301 |
|
$1,029 |
|
$1,807 |
|
$928 |
|
$403 |
|
$0 |
Kamala Park Car Insurance vs. Oxnard
People living in Kamala Park pay an average of 10.61% more than the typical driver in the state. The average driver in Kamala Park can expect to pay about $1,040 per year, or $2,221 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Kamala Park for most people.
Car Insurance Prices by Kamala Park Neighborhood
Insurance Prices
Where is insurance cheapest within Kamala Park?
The map shows insurance prices in and around Kamala Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,328 to a low of $2,147. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Kamala Park.Pick the Best Car Insurance Company for You in Kamala Park
The best car insurance provider for most drivers in Kamala Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $710 over the average Kamala Park car insurance company.
The best car insurance provider for Kamala Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,301 over the competition.
The best car insurance company for Kamala Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,029 better than other car insurance companies.
The best auto insurance for Kamala Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,807 less each year.
The least expensive car insurance company for new and young drivers in Kamala Park
In Kamala Park, State Farm costs young drivers $928 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kamala Park
Progressive gave the largest car insurance discounts to married couples, averaging $403 saved each year compared to an average Kamala Park couple's premiums.
The cheapest car insurance in Kamala Park for drivers with bad credit
The best Kamala Park car insurance company for customer service
Nationwide was the best company for customer service in Kamala Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Kamala Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Kamala Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kamala Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Kamala Park
What Influences the Cost of Car Insurance in Kamala Park?
On average, car insurance in Kamala Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kamala Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Kamala Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kamala Park is $87 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bartolo Square North: Insurance costs 2.52% more
- Cal-Gisler: Insurance costs 0.14% more
- Bryce Canyon North: Insurance costs 0.27% less
- Marina West: Insurance costs 3.83% less
- Wilson: Insurance costs 2.39% more
- La Colonia: Insurance costs 0.86% more
- Lemonwood Eastmont: Insurance costs 2.88% less
- Sea View Estates: Insurance costs 5.58% less
- Via Marina: Insurance costs 3.51% less
- Carriage Square: Insurance costs 0.36% less
Neighborhoods with Similar Populations
- Trestle Glen: Insurance costs 0.63% less
- Highlands Park: Insurance costs 23.01% less
- Indian Hill: Insurance costs 17.96% less
- Jacksonville Farms-Terrace: Insurance costs 19.45% more
- Kendrick Lake: Insurance costs 9.10% less
- Lower Beaver: Insurance costs 39.04% less
- Meadowbrook: Insurance costs 11.75% less
- Balboa: Insurance costs 34.44% less
- Mountain Creek: Insurance costs 19.00% less
- North Image: Insurance costs 32.01% less