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Get Cheap Car Insurance in Southeast, Helena, MT
We monitor insurance prices, helping the average driver in Southeast save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Southeast
The chart below shows the cheapest car insurance company in Southeast for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Southeast Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Travelers | $46 |
| Progressive | $48 |
| Midvale Home & Auto | $51 |
Savings for Every Kind of Southeast Driver
Based on our extensive insurance data, we know the average Southeast driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some Southeast residents are paying out over $1,552 extra every year for auto insurance in Southeast. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast, Helena, MT Savings / Yr. |
|---|---|
$388 |
|
$692 |
|
$553 |
|
$810 |
|
$1,763 |
|
$0 |
|
$682 |
Southeast Car Insurance vs. Helena
People living in Southeast pay an average of 4.18% less than the typical driver in the state. The average driver in Southeast can expect to pay about $739 per year, or $1,552 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Southeast for most people.
Car Insurance Prices by Southeast Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast?
The map shows insurance prices in and around Southeast, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $71 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,579 to a low of $1,508. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Southeast.Pick the Best Car Insurance Company for You in Southeast
The best car insurance provider for most drivers in Southeast
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $388 over the average Southeast car insurance company.
The best car insurance provider for Southeast drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $692 over the competition.
The best car insurance company for Southeast drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for Southeast drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $810 less each year.
The least expensive car insurance company for new and young drivers in Southeast
In Southeast, State Farm costs young drivers $1,763 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast
The cheapest car insurance in Southeast for drivers with bad credit
The best Southeast car insurance company for customer service
Recent price drops
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The cheapest large national provider in Southeast
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southeast driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Southeast
What Influences the Cost of Car Insurance in Southeast?
On average, car insurance in Southeast is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southeast is 16 minutes, which is far less than average for a driver in the city.
- Montana state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Southeast has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast is $62 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central: Insurance costs 0.26% more
- West End Helena: Insurance costs 1.61% more
- North: Insurance costs 2.13% less
- Euclid Ave South: Insurance costs 0.39% less
- Euclid Ave North: Insurance costs 0.32% more
- Pioneer: Insurance costs 3.54% more
- Upper Rattlesnake: Insurance costs 2.32% less
- University District: Insurance costs 0.26% more
- Heart of Missoula: Insurance costs 2.38% more
- Lewis and Clark: Insurance costs 2.84% less
Neighborhoods with Similar Populations
- Garment District: Insurance costs 99.48% more
- Strawberry Hill: Insurance costs 11.08% more
- Stonehaven: Insurance costs 16.82% less
- South Valley: Insurance costs 59.86% more
- Abilene Heights Area: Insurance costs 2.96% more
- Kalivas Union: Insurance costs 7.93% less
- Iroquois: Insurance costs 58.44% more
- Indian Springs: Insurance costs 11.21% more
- Houston Farms: Insurance costs 25.58% more
- Hall Manor: Insurance costs 2.00% less