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Get Cheap Car Insurance in Oxford Circle, Philadelphia, PA
We monitor insurance prices, helping the average driver in Oxford Circle save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Oxford Circle
The chart below shows the cheapest car insurance company in Oxford Circle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Oxford Circle Insurer | Monthly Cost |
|---|---|
| Kemper | $65 |
| Metromile | $65 |
| Travelers | $66 |
| State Farm | $68 |
Savings for Every Kind of Oxford Circle Driver
Based on our extensive insurance data, we know the average Oxford Circle driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $491 per year by choosing the right vehicle insurance company. Some Oxford Circle residents are paying out over $1,750 extra every year for auto insurance in Oxford Circle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oxford Circle, Philadelphia, PA Savings / Yr. |
|---|---|
$491 |
|
$869 |
|
$664 |
|
$792 |
|
$2,027 |
|
$351 |
|
$627 |
Oxford Circle Car Insurance vs. Philadelphia
People living in Oxford Circle pay an average of 22.72% more than the typical driver in the state. The average driver in Oxford Circle can expect to pay about $1,085 per year, or $1,750 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oxford Circle for most people.
Car Insurance Prices by Oxford Circle Neighborhood
Insurance Prices
Where is insurance cheapest within Oxford Circle?
The map shows insurance prices in and around Oxford Circle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $440 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,000 to a low of $1,560. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Oxford Circle.Pick the Best Car Insurance Company for You in Oxford Circle
The best car insurance provider for most drivers in Oxford Circle
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $491 over the average Oxford Circle car insurance company.
The best car insurance provider for Oxford Circle drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $869 over the competition.
The best car insurance company for Oxford Circle drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $664 better than other car insurance companies.
The best auto insurance for Oxford Circle drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $792 less each year.
The least expensive car insurance company for new and young drivers in Oxford Circle
In Oxford Circle, Travelers costs young drivers $2,027 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oxford Circle
State Farm gave the largest car insurance discounts to married couples, averaging $351 saved each year compared to an average Oxford Circle couple's premiums.
The cheapest car insurance in Oxford Circle for drivers with bad credit
The best Oxford Circle car insurance company for customer service
Nationwide was the best company for customer service in Oxford Circle according to the NAIC.
Recent price drops
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The cheapest large national provider in Oxford Circle
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oxford Circle driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oxford Circle, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Oxford Circle
What Influences the Cost of Car Insurance in Oxford Circle?
On average, car insurance in Oxford Circle is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oxford Circle is 44 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oxford Circle are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Oxford Circle has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oxford Circle is $90 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lawndale: Insurance costs 4.34% less
- Summerdale: Insurance costs 3.03% more
- Mayfield: Insurance costs 7.09% less
- Lawncrest: Insurance costs 0.46% more
- Wissanoning: Insurance costs 4.57% less
- Frankford: Insurance costs 1.77% more
- Rhawnhurst: Insurance costs 5.09% less
- Fox Chase-Burholme: Insurance costs 11.83% less
- Juniata Park-Feltonville: Insurance costs 1.03% more
- Olney: Insurance costs 3.43% more
Neighborhoods with Similar Populations
- McLane: Insurance costs 21.14% more
- University City: Insurance costs 11.54% more
- The Heights: Insurance costs 38.34% more
- Sunnyside: Insurance costs 91.54% more
- St Albans: Insurance costs 106.11% more
- Southwestern Denver: Insurance costs 22.23% more
- Southside: Insurance costs 13.89% more
- Southeast Colorado Springs: Insurance costs 10.29% more
- Meyerland: Insurance costs 14.80% more
- University Heights: Insurance costs 105.20% more