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Get Cheap Car Insurance in Summerdale, Philadelphia, PA
We monitor insurance prices, helping the average driver in Summerdale save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Summerdale
The chart below shows the cheapest car insurance company in Summerdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Summerdale Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| Metromile | $67 |
| Travelers | $68 |
| State Farm | $70 |
Savings for Every Kind of Summerdale Driver
Based on our extensive insurance data, we know the average Summerdale driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $506 per year by choosing the right vehicle insurance company. Some Summerdale residents are paying out over $1,803 extra every year for auto insurance in Summerdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Summerdale, Philadelphia, PA Savings / Yr. |
|---|---|
$506 |
|
$895 |
|
$684 |
|
$816 |
|
$2,089 |
|
$362 |
|
$646 |
Summerdale Car Insurance vs. Philadelphia
People living in Summerdale pay an average of 26.47% more than the typical driver in the state. The average driver in Summerdale can expect to pay about $1,118 per year, or $1,803 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Summerdale for most people.
Car Insurance Prices by Summerdale Neighborhood
Insurance Prices
Where is insurance cheapest within Summerdale?
The map shows insurance prices in and around Summerdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $580 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,068 to a low of $1,488. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Summerdale.Pick the Best Car Insurance Company for You in Summerdale
The best car insurance provider for most drivers in Summerdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $506 over the average Summerdale car insurance company.
The best car insurance provider for Summerdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $895 over the competition.
The best car insurance company for Summerdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $684 better than other car insurance companies.
The best auto insurance for Summerdale drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $816 less each year.
The least expensive car insurance company for new and young drivers in Summerdale
In Summerdale, Travelers costs young drivers $2,089 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Summerdale
State Farm gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average Summerdale couple's premiums.
The cheapest car insurance in Summerdale for drivers with bad credit
The best Summerdale car insurance company for customer service
Nationwide was the best company for customer service in Summerdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Summerdale
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Summerdale driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summerdale, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Summerdale
What Influences the Cost of Car Insurance in Summerdale?
On average, car insurance in Summerdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Summerdale is 46 minutes, which is far more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Summerdale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Summerdale has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Summerdale is $93 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lawncrest: Insurance costs 2.50% less
- Lawndale: Insurance costs 7.15% less
- Oxford Circle: Insurance costs 2.94% less
- Olney: Insurance costs 0.39% more
- Frankford: Insurance costs 1.22% less
- Juniata Park-Feltonville: Insurance costs 1.94% less
- Logan-Ogontz-Fern Rock: Insurance costs 2.27% more
- Wissanoning: Insurance costs 7.38% less
- Mayfield: Insurance costs 9.82% less
- Fox Chase-Burholme: Insurance costs 14.42% less
Neighborhoods with Similar Populations
- Southwestern Outer Drive: Insurance costs 67.78% more
- Hollis: Insurance costs 93.51% more
- Hunting Park: Insurance costs 0.67% more
- Kalihi Valley: Insurance costs 19.36% less
- Kensington: Insurance costs 8.82% less
- Loop: Insurance costs 6.82% less
- Manoa: Insurance costs 21.63% less
- Maplewood-Ashcreek: Insurance costs 8.54% less
- 19th Ward: Insurance costs 55.74% more
- Mililani Mauka-Launani Valley: Insurance costs 21.52% less