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Get Cheap Car Insurance in Eastside, Binghamton, NY
We monitor insurance prices, helping the average driver in Eastside save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Eastside
The chart below shows the cheapest car insurance company in Eastside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Eastside Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| Plymouth Rock Assurance | $112 |
| Safeco Insurance | $121 |
| Geico | $126 |
Savings for Every Kind of Eastside Driver
Based on our extensive insurance data, we know the average Eastside driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some Eastside residents are paying out over $2,292 extra every year for auto insurance in Eastside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eastside, Binghamton, NY Savings / Yr. |
|---|---|
$683 |
|
$436 |
|
$870 |
|
$881 |
|
$2,158 |
|
$722 |
|
$1,150 |
Eastside Car Insurance vs. Binghamton
People living in Eastside pay an average of 5.49% less than the typical driver in the state. The average driver in Eastside can expect to pay about $1,662 per year, or $2,292 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Eastside for most people.
Car Insurance Prices by Eastside Neighborhood
Insurance Prices
Where is insurance cheapest within Eastside?
The map shows insurance prices in and around Eastside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $441 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,597 to a low of $2,156. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Eastside.Pick the Best Car Insurance Company for You in Eastside
The best car insurance provider for most drivers in Eastside
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $683 over the average Eastside car insurance company.
The best car insurance provider for Eastside drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $436 over the competition.
The best car insurance company for Eastside drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $870 better than other car insurance companies.
The best auto insurance for Eastside drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $881 less each year.
The least expensive car insurance company for new and young drivers in Eastside
In Eastside, Progressive costs young drivers $2,158 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eastside
Progressive gave the largest car insurance discounts to married couples, averaging $722 saved each year compared to an average Eastside couple's premiums.
The cheapest car insurance in Eastside for drivers with bad credit
The best Eastside car insurance company for customer service
Recent price drops
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The cheapest large national provider in Eastside
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Eastside driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eastside, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Eastside
What Influences the Cost of Car Insurance in Eastside?
On average, car insurance in Eastside is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Eastside is 17 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Eastside are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Eastside is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Eastside is $139 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Binghamton: Insurance costs 7.72% more
- Southside: Insurance costs 1.70% more
- Westside: Insurance costs 4.45% more
- First Ward: Insurance costs 7.81% more
- Stockade District: Insurance costs 7.68% more
- Campus Area: Insurance costs 3.58% more
- Buckingham Lake-Crestwood: Insurance costs 0.65% more
- Helderberg: Insurance costs 1.13% more
- New Scotland-Woodlawn: Insurance costs 5.45% more
- Delaware Avenue: Insurance costs 17.89% more
Neighborhoods with Similar Populations
- Wydewood Estates: Insurance costs 27.75% less
- Harris Branch: Insurance costs 24.13% less
- South Pier: Insurance costs 51.83% less
- North Sifton-Orchards Area: Insurance costs 34.08% less
- Moorland-Rimrock: Insurance costs 52.31% less
- Plymouth-Exchange: Insurance costs 32.11% more
- Pineapple Park: Insurance costs 23.91% more
- North Rosslyn: Insurance costs 40.53% less
- Adams Hill: Insurance costs 14.18% less
- Melrose-Rugby: Insurance costs 38.70% less