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Get Cheap Car Insurance in Buckingham Lake-Crestwood, Albany, NY
We monitor insurance prices, helping the average driver in Buckingham Lake-Crestwood save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Buckingham Lake-Crestwood
The chart below shows the cheapest car insurance company in Buckingham Lake-Crestwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Buckingham Lake-Crestwood Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $113 |
| Safeco Insurance | $122 |
| Geico | $127 |
Savings for Every Kind of Buckingham Lake-Crestwood Driver
Based on our extensive insurance data, we know the average Buckingham Lake-Crestwood driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $688 per year by choosing the right vehicle insurance company. Some Buckingham Lake-Crestwood residents are paying out over $2,307 extra every year for auto insurance in Buckingham Lake-Crestwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Buckingham Lake-Crestwood, Albany, NY Savings / Yr. |
|---|---|
$688 |
|
$439 |
|
$876 |
|
$887 |
|
$2,172 |
|
$727 |
|
$1,158 |
Buckingham Lake-Crestwood Car Insurance vs. Albany
People living in Buckingham Lake-Crestwood pay an average of 4.86% less than the typical driver in the state. The average driver in Buckingham Lake-Crestwood can expect to pay about $1,673 per year, or $2,307 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Buckingham Lake-Crestwood for most people.
Car Insurance Prices by Buckingham Lake-Crestwood Neighborhood
Insurance Prices
Where is insurance cheapest within Buckingham Lake-Crestwood?
The map shows insurance prices in and around Buckingham Lake-Crestwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $255 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,533 to a low of $2,278. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Buckingham Lake-Crestwood.Pick the Best Car Insurance Company for You in Buckingham Lake-Crestwood
The best car insurance provider for most drivers in Buckingham Lake-Crestwood
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $688 over the average Buckingham Lake-Crestwood car insurance company.
The best car insurance provider for Buckingham Lake-Crestwood drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $439 over the competition.
The best car insurance company for Buckingham Lake-Crestwood drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $876 better than other car insurance companies.
The best auto insurance for Buckingham Lake-Crestwood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $887 less each year.
The least expensive car insurance company for new and young drivers in Buckingham Lake-Crestwood
In Buckingham Lake-Crestwood, Progressive costs young drivers $2,172 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Buckingham Lake-Crestwood
Progressive gave the largest car insurance discounts to married couples, averaging $727 saved each year compared to an average Buckingham Lake-Crestwood couple's premiums.
The cheapest car insurance in Buckingham Lake-Crestwood for drivers with bad credit
The best Buckingham Lake-Crestwood car insurance company for customer service
Nationwide was the best company for customer service in Buckingham Lake-Crestwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Buckingham Lake-Crestwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Buckingham Lake-Crestwood driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Buckingham Lake-Crestwood, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Buckingham Lake-Crestwood
What Influences the Cost of Car Insurance in Buckingham Lake-Crestwood?
On average, car insurance in Buckingham Lake-Crestwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Buckingham Lake-Crestwood is 19 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Buckingham Lake-Crestwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Buckingham Lake-Crestwood is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Buckingham Lake-Crestwood is $139 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- New Scotland-Woodlawn: Insurance costs 4.77% more
- Helderberg: Insurance costs 0.48% more
- Pine Hills: Insurance costs 6.16% more
- Campus Area: Insurance costs 2.90% more
- West End: Insurance costs 20.59% more
- Delaware Avenue: Insurance costs 17.12% more
- Central Ave: Insurance costs 19.38% more
- West Hill: Insurance costs 28.39% more
- Center Square: Insurance costs 4.46% more
- Sheridan Hollow: Insurance costs 24.75% more
Neighborhoods with Similar Populations
- Highland Park: Insurance costs 11.88% less
- Amity: Insurance costs 7.80% more
- Arborwood: Insurance costs 3.64% more
- Westminster Historic District: Insurance costs 24.19% less
- West Side Hartford: Insurance costs 5.07% less
- Aspen Ridge: Insurance costs 42.00% less
- West Main Street Historic District: Insurance costs 51.71% less
- Homestead Heights: Insurance costs 11.83% more
- Gresham-Northeast: Insurance costs 21.50% less
- Ridge: Insurance costs 16.21% less