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Get Cheap Car Insurance in Southwestern Hills, Des Moines, IA
We monitor insurance prices, helping the average driver in Southwestern Hills save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Southwestern Hills
The chart below shows the cheapest car insurance company in Southwestern Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Southwestern Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $31 |
Savings for Every Kind of Southwestern Hills Driver
Based on our extensive insurance data, we know the average Southwestern Hills driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $270 per year by choosing the right vehicle insurance company. Some Southwestern Hills residents are paying out over $1,237 extra every year for auto insurance in Southwestern Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwestern Hills, Des Moines, IA Savings / Yr. |
|---|---|
$270 |
|
$376 |
|
$321 |
|
$432 |
|
$1,131 |
|
$372 |
|
$571 |
Southwestern Hills Car Insurance vs. Des Moines
People living in Southwestern Hills pay an average of 0.94% less than the typical driver in the state. The average driver in Southwestern Hills can expect to pay about $485 per year, or $1,237 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southwestern Hills for most people.
Car Insurance Prices by Southwestern Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Southwestern Hills?
The map shows insurance prices in and around Southwestern Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,334 to a low of $1,179. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Southwestern Hills.Pick the Best Car Insurance Company for You in Southwestern Hills
The best car insurance provider for most drivers in Southwestern Hills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $270 over the average Southwestern Hills car insurance company.
The best car insurance provider for Southwestern Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $376 over the competition.
The best car insurance company for Southwestern Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $321 better than other car insurance companies.
The best auto insurance for Southwestern Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $432 less each year.
The least expensive car insurance company for new and young drivers in Southwestern Hills
In Southwestern Hills, IMT Insurance costs young drivers $1,131 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwestern Hills
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Southwestern Hills couple's premiums.
The cheapest car insurance in Southwestern Hills for drivers with bad credit
The best Southwestern Hills car insurance company for customer service
Nationwide was the best company for customer service in Southwestern Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwestern Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southwestern Hills driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwestern Hills, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Southwestern Hills
What Influences the Cost of Car Insurance in Southwestern Hills?
On average, car insurance in Southwestern Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwestern Hills is 21 minutes, which is a little less than average for a driver in the city.
- Iowa state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwestern Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Southwestern Hills is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwestern Hills is $40 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Greater South Side: Insurance costs 0.49% more
- Fort des Moines: Insurance costs 7.52% more
- Indianola Hills: Insurance costs 5.98% more
- Downtown Des Moines: Insurance costs 8.89% more
- South Park: Insurance costs 13.10% more
- Drake: Insurance costs 5.50% more
- Pioneer Park: Insurance costs 11.32% more
- River Bend: Insurance costs 22.23% more
- Capitol Park: Insurance costs 10.35% more
- Beaverdale: Insurance costs 1.21% more
Neighborhoods with Similar Populations
- Arvada Plaza Area: Insurance costs 58.12% more
- Kennedy Heights: Insurance costs 3.64% more
- Uptown: Insurance costs 196.85% more
- Valley: Insurance costs 108.41% more
- View Ridge: Insurance costs 29.91% more
- Village 11: Insurance costs 82.46% more
- Downtown Riverfront-190th: Insurance costs 29.75% more
- Downtown: Insurance costs 103.56% more
- Village Centre: Insurance costs 13.10% less
- Wakefield: Insurance costs 55.86% more